Living Cost Compare
Cheyenne

Wyoming

$980/mo est.

vs
Louisville

Kentucky

$1,060/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $980 in Cheyenne, WY versus $1,060 in Louisville, KY. Overall, Cheyenne, WY is roughly 8% cheaper to live in day-to-day than Louisville, KY, driven mainly by rent.

Median household income is $77,176 in Cheyenne, WY and $64,731 in Louisville, KY — about 16% higher in Cheyenne, WY. Wyoming has no state income tax and a 4% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$756
$786
+4% in Louisville, KY
1 Bedroom
$824
$877
+6% in Louisville, KY
2 Bedroom
$1,036
$1,096
+6% in Louisville, KY
3 Bedroom
$1,478
$1,299
+12% in Cheyenne, WY

Buying a Home

Median Home Value
$311,200
$221,500
+29% in Cheyenne, WY

Income

Median Household Income
$77,176
$64,731
+16% in Cheyenne, WY
Metro Median Wage (annual)
$51,540
$48,370
+6% in Cheyenne, WY

People & Lifestyle

Median Age
38.9 yr
37.7 yr
+1.2 yr in Cheyenne, WY
Homeownership
67.7%
60.6%
+7.1 pp in Cheyenne, WY
Bachelor's+ (25+)
32.9%
33.4%
+0.5 pp in Louisville, KY
Avg Commute
16.1 min
22.7 min
+6.6 min in Louisville, KY

Crime (per 100k/yr)

Violent Crime
334.6
763.4
+128% in Louisville, KY
Property Crime
3,030.3
3,536.6
+17% in Louisville, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
46.5°F
58.2°F
+11.7°F in Louisville, KY
Annual Precipitation
15.9 in
44.9 in
+29.0 in in Louisville, KY

Gas

Regular Gasoline
$4.29/gal
$3.94/gal
+8% in Cheyenne, WY

Area: Rocky Mountain (PADD 4) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs TARC (2026).

Utilities

Electricity (¢/kWh)
14.8
15.0
+1% in Louisville, KY
Natural Gas ($/MCF)
$13.31
$29.48
+121% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.00
+17% in Cheyenne, WY
Bread (lb)
$2.04
$1.75
+14% in Cheyenne, WY
Eggs (doz)
$2.19
$2.21
+1% in Louisville, KY
Ground Beef (lb)
$7.36
$6.45
+12% in Cheyenne, WY
Chicken (lb)
$2.01
$1.90
+6% in Cheyenne, WY
Bananas (lb)
$0.70
$0.62
+12% in Cheyenne, WY

Average prices — West vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (WY / KY)
4%
6%
+2.0 pp in KY
Income Tax (top rate)
None
3.50%
+3.5 pp in KY

Cheyenne vs Louisville — FAQ

Is it cheaper to live in Cheyenne or Louisville?
Cheyenne, WY is cheaper. Its monthly baseline of $980 (1BR rent + utilities) runs about 8% below Louisville, KY's $1,060, mainly because of rent.
How much more do you need to earn to live in Cheyenne than in Louisville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Cheyenne versus $35,000 in Louisville.
Which has lower taxes, Cheyenne or Louisville?
Cheyenne is taxed under Wyoming's rules (no state income tax and a 4% state sales tax); Louisville under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).