Living Cost Compare
Charleston

West Virginia

$860/mo est.

vs
Jacksonville

Florida

$1,320/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $860 in Charleston, WV versus $1,320 in Jacksonville, FL. Overall, Charleston, WV is roughly 35% cheaper to live in day-to-day than Jacksonville, FL, driven mainly by rent.

Median household income is $64,512 in Charleston, WV and $66,981 in Jacksonville, FL — about 4% higher in Jacksonville, FL. West Virginia has a top state income tax rate of 4.82% and a 6% state sales tax; Florida has no state income tax and a 6% state sales tax.

Rent

Studio
$630
$1,127
+79% in Jacksonville, FL
1 Bedroom
$668
$1,146
+72% in Jacksonville, FL
2 Bedroom
$980
$1,385
+41% in Jacksonville, FL
3 Bedroom
$1,139
$1,545
+36% in Jacksonville, FL

Buying a Home

Median Home Value
$187,300
$266,100
+42% in Jacksonville, FL

Income

Median Household Income
$64,512
$66,981
+4% in Jacksonville, FL
Metro Median Wage (annual)
$45,830
$48,830
+7% in Jacksonville, FL

People & Lifestyle

Median Age
42.6 yr
36.4 yr
+6.2 yr in Charleston, WV
Homeownership
62.8%
57.4%
+5.4 pp in Charleston, WV
Bachelor's+ (25+)
44.1%
31.8%
+12.3 pp in Charleston, WV
Avg Commute
17.9 min
24.1 min
+6.2 min in Jacksonville, FL

Crime (per 100k/yr)

Violent Crime
542.7
558.4
+3% in Jacksonville, FL
Property Crime
3,148
2,600.1
+17% in Charleston, WV

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.7°F
70.2°F
+14.5°F in Jacksonville, FL
Annual Precipitation
44.0 in
49.2 in
+5.2 in in Jacksonville, FL

Gas

Regular Gasoline
$3.86/gal
$3.77/gal
+2% in Charleston, WV

Area: East Coast (PADD 1) vs Florida.

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs JTA (2026).

Utilities

Electricity (¢/kWh)
16.8
15.2
+10% in Charleston, WV
Natural Gas ($/MCF)
$24.68
$23.62
+4% in Charleston, WV

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (WV / FL)
6%
6%
about equal
Income Tax (top rate)
4.82%
None
+4.8 pp in WV

Charleston vs Jacksonville — FAQ

Is it cheaper to live in Charleston or Jacksonville?
Charleston, WV is cheaper. Its monthly baseline of $860 (1BR rent + utilities) runs about 35% below Jacksonville, FL's $1,320, mainly because of rent.
How much more do you need to earn to live in Charleston than in Jacksonville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $27,000 a year in Charleston versus $46,000 in Jacksonville.
Which has lower taxes, Charleston or Jacksonville?
Charleston is taxed under West Virginia's rules (a top state income tax rate of 4.82% and a 6% state sales tax); Jacksonville under Florida's (no state income tax and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).