Living Cost Compare
Buffalo

New York

$1,160/mo est.

vs
Topeka

Kansas

$940/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,160 in Buffalo, NY versus $940 in Topeka, KS. Overall, Topeka, KS is roughly 19% cheaper to live in day-to-day than Buffalo, NY, driven mainly by electricity costs.

Median household income is $48,050 in Buffalo, NY and $55,902 in Topeka, KS — about 14% higher in Topeka, KS. New York has a top state income tax rate of 10.90% and a 4% state sales tax; Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax.

Rent

Studio
$812
$702
+14% in Buffalo, NY
1 Bedroom
$849
$758
+11% in Buffalo, NY
2 Bedroom
$954
$977
+2% in Topeka, KS
3 Bedroom
$1,080
$1,177
+9% in Topeka, KS

Buying a Home

Median Home Value
$152,300
$130,600
+14% in Buffalo, NY

Income

Median Household Income
$48,050
$55,902
+16% in Topeka, KS
Metro Median Wage (annual)
$50,790
$49,540
+2% in Buffalo, NY

People & Lifestyle

Median Age
34.3 yr
38.2 yr
+3.9 yr in Topeka, KS
Homeownership
42.7%
59.2%
+16.5 pp in Topeka, KS
Bachelor's+ (25+)
30.3%
29.1%
+1.2 pp in Buffalo, NY
Avg Commute
19.9 min
16.7 min
+3.2 min in Buffalo, NY

Crime (per 100k/yr)

Violent Crime
770.5
856.5
+11% in Topeka, KS
Property Crime
4,003.2
3,660.2
+9% in Buffalo, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.3°F
55.1°F
+6.8°F in Topeka, KS
Annual Precipitation
40.5 in
36.5 in
+4.0 in in Buffalo, NY

Gas

Regular Gasoline
$4.13/gal
$3.85/gal
+7% in Buffalo, NY

Area: New York vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
29.5
15.7
+47% in Buffalo, NY
Natural Gas ($/MCF)
$27.01
$25.12
+7% in Buffalo, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.66
+14% in Buffalo, NY
Eggs (doz)
$2.19
$3.63
+66% in Topeka, KS
Ground Beef (lb)
$6.90
$6.77
+2% in Buffalo, NY
Chicken (lb)
$2.19
$2.10
+4% in Buffalo, NY
Bananas (lb)
$0.69
$0.62
+11% in Buffalo, NY

Average prices — Northeast vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / KS)
4%
6.5%
+2.5 pp in KS
Income Tax (top rate)
10.90%
5.58%
+5.3 pp in NY

Buffalo vs Topeka — FAQ

Is it cheaper to live in Buffalo or Topeka?
Topeka, KS is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 19% below Buffalo, NY's $1,160, mainly because of electricity costs.
How much more do you need to earn to live in Buffalo than in Topeka?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Buffalo versus $30,000 in Topeka.
Which has lower taxes, Buffalo or Topeka?
Buffalo is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Topeka under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).