Living Cost Compare
Buffalo

New York

$1,150/mo est.

vs
Sacramento

California

$1,740/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,150 in Buffalo, NY versus $1,740 in Sacramento, CA. Overall, Buffalo, NY is roughly 34% cheaper to live in day-to-day than Sacramento, CA, driven mainly by rent.

Median household income is $48,050 in Buffalo, NY and $83,753 in Sacramento, CA — about 43% higher in Sacramento, CA. New York has a top state income tax rate of 10.90% and a 4% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$812
$1,259
+55% in Sacramento, CA
1 Bedroom
$849
$1,418
+67% in Sacramento, CA
2 Bedroom
$954
$1,742
+83% in Sacramento, CA
3 Bedroom
$1,080
$1,973
+83% in Sacramento, CA

Buying a Home

Median Home Value
$152,300
$484,600
+218% in Sacramento, CA

Income

Median Household Income
$48,050
$83,753
+74% in Sacramento, CA
Metro Median Wage (annual)
$50,790
$59,750
+18% in Sacramento, CA

People & Lifestyle

Median Age
34.3 yr
35.7 yr
+1.4 yr in Sacramento, CA
Homeownership
42.7%
51.5%
+8.8 pp in Sacramento, CA
Bachelor's+ (25+)
30.3%
36.4%
+6.1 pp in Sacramento, CA
Avg Commute
19.9 min
25.6 min
+5.7 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
770.5
756.6
+2% in Buffalo, NY
Property Crime
4,003.2
2,615.3
+35% in Buffalo, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.3°F
61.0°F
+12.7°F in Sacramento, CA
Annual Precipitation
40.5 in
18.5 in
+22.0 in in Buffalo, NY

Gas

Regular Gasoline
$4.04/gal
$5.40/gal
+34% in Sacramento, CA

Area: New York vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SacRT (2026).

Utilities

Electricity (¢/kWh)
29.9
33.3
+11% in Sacramento, CA
Natural Gas ($/MCF)
$22.74
$20.72
+9% in Buffalo, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Sacramento, CA
Bread (lb)
$1.92
$2.04
+6% in Sacramento, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in Sacramento, CA
Chicken (lb)
$2.19
$2.01
+8% in Buffalo, NY
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / CA)
4%
7.25%
+3.3 pp in CA
Income Tax (top rate)
10.90%
13.30%
+2.4 pp in CA

Buffalo vs Sacramento — FAQ

Is it cheaper to live in Buffalo or Sacramento?
Buffalo, NY is cheaper. Its monthly baseline of $1,150 (1BR rent + utilities) runs about 34% below Sacramento, CA's $1,740, mainly because of rent.
How much more do you need to earn to live in Buffalo than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Buffalo versus $57,000 in Sacramento.
Which has lower taxes, Buffalo or Sacramento?
Buffalo is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).