Living Cost Compare
Buffalo

New York

$1,150/mo est.

vs
Providence

Rhode Island

$1,310/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,150 in Buffalo, NY versus $1,310 in Providence, RI. Overall, Buffalo, NY is roughly 12% cheaper to live in day-to-day than Providence, RI, driven mainly by rent.

Median household income is $48,050 in Buffalo, NY and $66,772 in Providence, RI — about 28% higher in Providence, RI. New York has a top state income tax rate of 10.90% and a 4% state sales tax; Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.

Rent

Studio
$812
$1,116
+37% in Providence, RI
1 Bedroom
$849
$1,030
+21% in Providence, RI
2 Bedroom
$954
$1,323
+39% in Providence, RI
3 Bedroom
$1,080
$1,627
+51% in Providence, RI

Buying a Home

Median Home Value
$152,300
$322,800
+112% in Providence, RI

Income

Median Household Income
$48,050
$66,772
+39% in Providence, RI
Metro Median Wage (annual)
$50,790
$53,680
+6% in Providence, RI

People & Lifestyle

Median Age
34.3 yr
32.9 yr
+1.4 yr in Buffalo, NY
Homeownership
42.7%
41.2%
+1.5 pp in Buffalo, NY
Bachelor's+ (25+)
30.3%
34.7%
+4.4 pp in Providence, RI
Avg Commute
19.9 min
25.0 min
+5.1 min in Providence, RI

Crime (per 100k/yr)

Violent Crime
770.5
282.4
+63% in Buffalo, NY
Property Crime
4,003.2
1,665.6
+58% in Buffalo, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.3°F
51.6°F
+3.3°F in Providence, RI
Annual Precipitation
40.5 in
47.2 in
+6.7 in in Providence, RI

Gas

Regular Gasoline
$4.04/gal
$3.86/gal
+4% in Buffalo, NY

Area: New York vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
29.9
29.5
+2% in Buffalo, NY
Natural Gas ($/MCF)
$22.74
$16.06
+29% in Buffalo, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.92
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$6.90
about equal
Chicken (lb)
$2.19
$2.19
about equal
Bananas (lb)
$0.69
$0.69
about equal

Average prices — Northeast vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / RI)
4%
7%
+3.0 pp in RI
Income Tax (top rate)
10.90%
5.99%
+4.9 pp in NY

Buffalo vs Providence — FAQ

Is it cheaper to live in Buffalo or Providence?
Buffalo, NY is cheaper. Its monthly baseline of $1,150 (1BR rent + utilities) runs about 12% below Providence, RI's $1,310, mainly because of rent.
How much more do you need to earn to live in Buffalo than in Providence?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Buffalo versus $41,000 in Providence.
Which has lower taxes, Buffalo or Providence?
Buffalo is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Providence under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).