Living Cost Compare
Bismarck

North Dakota

$960/mo est.

vs
Jacksonville

Florida

$1,320/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Bismarck, ND versus $1,320 in Jacksonville, FL. Overall, Bismarck, ND is roughly 27% cheaper to live in day-to-day than Jacksonville, FL, driven mainly by rent.

Median household income is $77,608 in Bismarck, ND and $66,981 in Jacksonville, FL — about 14% higher in Bismarck, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Florida has no state income tax and a 6% state sales tax.

Rent

Studio
$723
$1,127
+56% in Jacksonville, FL
1 Bedroom
$803
$1,146
+43% in Jacksonville, FL
2 Bedroom
$989
$1,385
+40% in Jacksonville, FL
3 Bedroom
$1,421
$1,545
+9% in Jacksonville, FL

Buying a Home

Median Home Value
$291,400
$266,100
+9% in Bismarck, ND

Income

Median Household Income
$77,608
$66,981
+14% in Bismarck, ND
Metro Median Wage (annual)
$52,560
$48,830
+7% in Bismarck, ND

People & Lifestyle

Median Age
38.2 yr
36.4 yr
+1.8 yr in Bismarck, ND
Homeownership
65.8%
57.4%
+8.4 pp in Bismarck, ND
Bachelor's+ (25+)
38.7%
31.8%
+6.9 pp in Bismarck, ND
Avg Commute
15.5 min
24.1 min
+8.6 min in Jacksonville, FL

Crime (per 100k/yr)

Violent Crime
278
558.4
+101% in Jacksonville, FL
Property Crime
2,417.1
2,600.1
+8% in Jacksonville, FL

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
70.2°F
+27.2°F in Jacksonville, FL
Annual Precipitation
17.9 in
49.2 in
+31.3 in in Jacksonville, FL

Gas

Regular Gasoline
$3.85/gal
$3.83/gal
+1% in Bismarck, ND

Area: Midwest (PADD 2) vs Florida.

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs JTA (2026).

Utilities

Electricity (¢/kWh)
14.1
15.1
+7% in Jacksonville, FL
Natural Gas ($/MCF)
$18.21
$23.62
+30% in Jacksonville, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Bismarck, ND
Bread (lb)
$1.66
$1.75
+5% in Jacksonville, FL
Eggs (doz)
$3.63
$2.21
+39% in Bismarck, ND
Ground Beef (lb)
$6.77
$6.45
+5% in Bismarck, ND
Chicken (lb)
$2.10
$1.90
+9% in Bismarck, ND
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / FL)
5%
6%
+1.0 pp in FL
Income Tax (top rate)
2.50%
None
+2.5 pp in ND

Bismarck vs Jacksonville — FAQ

Is it cheaper to live in Bismarck or Jacksonville?
Bismarck, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 27% below Jacksonville, FL's $1,320, mainly because of rent.
How much more do you need to earn to live in Bismarck than in Jacksonville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Bismarck versus $46,000 in Jacksonville.
Which has lower taxes, Bismarck or Jacksonville?
Bismarck is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Jacksonville under Florida's (no state income tax and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).