Living Cost Compare
Bismarck

North Dakota

$960/mo est.

vs
Evansville

Indiana

$970/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Bismarck, ND versus $970 in Evansville, IN. Overall, Bismarck, ND is roughly 1% cheaper to live in day-to-day than Evansville, IN, driven mainly by rent.

Median household income is $77,608 in Bismarck, ND and $52,251 in Evansville, IN — about 33% higher in Bismarck, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Indiana has a top state income tax rate of 2.95% and a 7% state sales tax.

Rent

Studio
$723
$741
+2% in Evansville, IN
1 Bedroom
$803
$768
+4% in Bismarck, ND
2 Bedroom
$989
$1,022
+3% in Evansville, IN
3 Bedroom
$1,421
$1,167
+18% in Bismarck, ND

Buying a Home

Median Home Value
$291,400
$129,100
+56% in Bismarck, ND

Income

Median Household Income
$77,608
$52,251
+33% in Bismarck, ND
Metro Median Wage (annual)
$52,560
$46,540
+11% in Bismarck, ND

People & Lifestyle

Median Age
38.2 yr
38.1 yr
+0.1 yr in Bismarck, ND
Homeownership
65.8%
53.9%
+11.9 pp in Bismarck, ND
Bachelor's+ (25+)
38.7%
22.3%
+16.4 pp in Bismarck, ND
Avg Commute
15.5 min
18.7 min
+3.2 min in Evansville, IN

Crime (per 100k/yr)

Violent Crime
278
1,210.5
+335% in Evansville, IN
Property Crime
2,417.1
3,716.2
+54% in Evansville, IN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
43.0°F
56.4°F
+13.4°F in Evansville, IN
Annual Precipitation
17.9 in
45.3 in
+27.5 in in Evansville, IN

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
14.1
17.5
+24% in Evansville, IN
Natural Gas ($/MCF)
$18.21
$24.52
+35% in Evansville, IN

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / IN)
5%
7%
+2.0 pp in IN
Income Tax (top rate)
2.50%
2.95%
+0.5 pp in IN

Bismarck vs Evansville — FAQ

Is it cheaper to live in Bismarck or Evansville?
Bismarck, ND is cheaper. Its monthly baseline of $960 (1BR rent + utilities) runs about 1% below Evansville, IN's $970, mainly because of rent.
How much more do you need to earn to live in Bismarck than in Evansville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Bismarck versus $31,000 in Evansville.
Which has lower taxes, Bismarck or Evansville?
Bismarck is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Evansville under Indiana's (a top state income tax rate of 2.95% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).