Living Cost Compare
Billings

Montana

$1,040/mo est.

vs
Overland Park

Kansas

$1,410/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,040 in Billings, MT versus $1,410 in Overland Park, KS. Overall, Billings, MT is roughly 26% cheaper to live in day-to-day than Overland Park, KS, driven mainly by rent.

Median household income is $71,855 in Billings, MT and $103,838 in Overland Park, KS — about 31% higher in Overland Park, KS. Montana has a top state income tax rate of 5.65% and no state sales tax; Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax.

Billings, MT
Overland Park, KS

Rent

Studio
$877
$1,270
+45% in Overland Park, KS
1 Bedroom
$889
$1,224
+38% in Overland Park, KS
2 Bedroom
$1,102
$1,589
+44% in Overland Park, KS
3 Bedroom
$1,398
$1,828
+31% in Overland Park, KS

Buying a Home

Median Home Value
$311,800
$384,400
+23% in Overland Park, KS

Income

Median Household Income
$71,855
$103,838
+45% in Overland Park, KS
Metro Median Wage (annual)
$49,060
$50,820
+4% in Overland Park, KS

People & Lifestyle

Median Age
38.1 yr
38.6 yr
+0.5 yr in Overland Park, KS
Homeownership
64.8%
61.5%
+3.3 pp in Billings, MT
Bachelor's+ (25+)
37.0%
62.9%
+25.9 pp in Overland Park, KS
Avg Commute
16.7 min
19.9 min
+3.2 min in Overland Park, KS

Crime (per 100k/yr)

Violent Crime
750.2
188.4
+75% in Billings, MT
Property Crime
3,123.5
1,790.5
+43% in Billings, MT

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.2°F
55.2°F
+7.0°F in Overland Park, KS
Annual Precipitation
13.7 in
40.0 in
+26.4 in in Overland Park, KS

Gas

Regular Gasoline
$4.27/gal
$3.85/gal
+10% in Billings, MT

Area: Rocky Mountain (PADD 4) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
15.1
15.7
+4% in Overland Park, KS
Natural Gas ($/MCF)
$10.12
$25.12
+148% in Overland Park, KS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.31
+10% in Billings, MT
Bread (lb)
$2.04
$1.66
+19% in Billings, MT
Eggs (doz)
$2.19
$3.63
+66% in Overland Park, KS
Ground Beef (lb)
$7.36
$6.77
+8% in Billings, MT
Chicken (lb)
$2.01
$2.10
+4% in Overland Park, KS
Bananas (lb)
$0.70
$0.62
+12% in Billings, MT

Average prices — West vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MT / KS)
None
6.5%
+6.5 pp in KS
Income Tax (top rate)
5.65%
5.58%
+0.1 pp in MT

Billings vs Overland Park — FAQ

Is it cheaper to live in Billings or Overland Park?
Billings, MT is cheaper. Its monthly baseline of $1,040 (1BR rent + utilities) runs about 26% below Overland Park, KS's $1,410, mainly because of rent.
How much more do you need to earn to live in Billings than in Overland Park?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $36,000 a year in Billings versus $49,000 in Overland Park.
Which has lower taxes, Billings or Overland Park?
Billings is taxed under Montana's rules (a top state income tax rate of 5.65% and no state sales tax); Overland Park under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).