Living Cost Compare
Austin

Texas

$1,650/mo est.

vs
Nashville

Tennessee

$1,500/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,650 in Austin, TX versus $1,500 in Nashville, TN. Overall, Nashville, TN is roughly 9% cheaper to live in day-to-day than Austin, TX, driven mainly by rent.

Median household income is $91,461 in Austin, TX and $75,197 in Nashville, TN — about 18% higher in Austin, TX. Texas has no state income tax and a 6.25% state sales tax; Tennessee has no state income tax and a 7% state sales tax.

Rent

Studio
$1,348
$1,341
+1% in Austin, TX
1 Bedroom
$1,457
$1,336
+8% in Austin, TX
2 Bedroom
$1,776
$1,478
+17% in Austin, TX
3 Bedroom
$2,127
$1,832
+14% in Austin, TX

Buying a Home

Median Home Value
$512,700
$383,100
+25% in Austin, TX

Income

Median Household Income
$91,461
$75,197
+18% in Austin, TX
Metro Median Wage (annual)
$56,950
$50,390
+12% in Austin, TX

People & Lifestyle

Median Age
34.5 yr
34.4 yr
+0.1 yr in Austin, TX
Homeownership
44.4%
53.0%
+8.6 pp in Nashville, TN
Bachelor's+ (25+)
58.2%
46.9%
+11.3 pp in Austin, TX
Avg Commute
24.0 min
24.9 min
+0.9 min in Nashville, TN

Crime (per 100k/yr)

Violent Crime
475.9
1,178.6
+148% in Nashville, TN
Property Crime
3,290.2
4,557.6
+39% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
67.2°F
59.4°F
+7.8°F in Austin, TX
Annual Precipitation
34.9 in
47.3 in
+12.4 in in Nashville, TN

Gas

Regular Gasoline
$3.96/gal
$4.35/gal
+10% in Nashville, TN

Area: Texas vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.25
$2.00
+60% in Nashville, TN

Adult base one-way fare — CapMetro vs WeGo Public Transit (2026).

Utilities

Electricity (¢/kWh)
16.4
15.1
+8% in Austin, TX
Natural Gas ($/MCF)
$24.61
$15.54
+37% in Austin, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.16
about equal
Bread (lb)
$1.73
$1.73
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.56
$6.56
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.61
$0.61
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / TN)
6.25%
7%
+0.8 pp in TN
Income Tax (top rate)
None
None
about equal

Austin vs Nashville — FAQ

Is it cheaper to live in Austin or Nashville?
Nashville, TN is cheaper. Its monthly baseline of $1,500 (1BR rent + utilities) runs about 9% below Austin, TX's $1,650, mainly because of rent.
How much more do you need to earn to live in Austin than in Nashville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $58,000 a year in Austin versus $53,000 in Nashville.
Which has lower taxes, Austin or Nashville?
Austin is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Nashville under Tennessee's (no state income tax and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).