Living Cost Compare
Austin

Texas

$1,650/mo est.

vs
Jacksonville

Florida

$1,320/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,650 in Austin, TX versus $1,320 in Jacksonville, FL. Overall, Jacksonville, FL is roughly 20% cheaper to live in day-to-day than Austin, TX, driven mainly by rent.

Median household income is $91,461 in Austin, TX and $66,981 in Jacksonville, FL — about 27% higher in Austin, TX. Texas has no state income tax and a 6.25% state sales tax; Florida has no state income tax and a 6% state sales tax.

Rent

Studio
$1,348
$1,127
+16% in Austin, TX
1 Bedroom
$1,457
$1,146
+21% in Austin, TX
2 Bedroom
$1,776
$1,385
+22% in Austin, TX
3 Bedroom
$2,127
$1,545
+27% in Austin, TX

Buying a Home

Median Home Value
$512,700
$266,100
+48% in Austin, TX

Income

Median Household Income
$91,461
$66,981
+27% in Austin, TX
Metro Median Wage (annual)
$56,950
$48,830
+14% in Austin, TX

People & Lifestyle

Median Age
34.5 yr
36.4 yr
+1.9 yr in Jacksonville, FL
Homeownership
44.4%
57.4%
+13.0 pp in Jacksonville, FL
Bachelor's+ (25+)
58.2%
31.8%
+26.4 pp in Austin, TX
Avg Commute
24.0 min
24.1 min
+0.1 min in Jacksonville, FL

Crime (per 100k/yr)

Violent Crime
475.9
557.6
+17% in Jacksonville, FL
Property Crime
3,290.2
2,599.5
+21% in Austin, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
67.2°F
70.2°F
+3.0°F in Jacksonville, FL
Annual Precipitation
34.9 in
49.2 in
+14.3 in in Jacksonville, FL

Gas

Regular Gasoline
$3.96/gal
$4.25/gal
+8% in Jacksonville, FL

Area: Texas vs Florida.

Public Transit

Base Fare (one-way)
$1.25
$1.75
+40% in Jacksonville, FL

Adult base one-way fare — CapMetro vs JTA (2026).

Utilities

Electricity (¢/kWh)
16.4
14.9
+9% in Austin, TX
Natural Gas ($/MCF)
$24.61
$23.62
+4% in Austin, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.16
about equal
Bread (lb)
$1.73
$1.73
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.56
$6.56
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.61
$0.61
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / FL)
6.25%
6%
+0.3 pp in TX
Income Tax (top rate)
None
None
about equal

Austin vs Jacksonville — FAQ

Is it cheaper to live in Austin or Jacksonville?
Jacksonville, FL is cheaper. Its monthly baseline of $1,320 (1BR rent + utilities) runs about 20% below Austin, TX's $1,650, mainly because of rent.
How much more do you need to earn to live in Austin than in Jacksonville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $58,000 a year in Austin versus $46,000 in Jacksonville.
Which has lower taxes, Austin or Jacksonville?
Austin is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Jacksonville under Florida's (no state income tax and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).