Living Cost Compare
Virginia Beach

Virginia

$1,550/mo est.

vs
Wilmington

Delaware

$1,230/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,550 in Virginia Beach, VA versus $1,230 in Wilmington, DE. Overall, Wilmington, DE is roughly 21% cheaper to live in day-to-day than Virginia Beach, VA, driven mainly by rent.

Median household income is $90,685 in Virginia Beach, VA and $55,269 in Wilmington, DE — about 39% higher in Virginia Beach, VA. Virginia has a top state income tax rate of 5.75% and a 5.3% state sales tax; Delaware has a top state income tax rate of 6.60% and no state sales tax.

Virginia Beach, VA
Wilmington, DE

Rent

Studio
$1,496
$1,103
+26% in Virginia Beach, VA
1 Bedroom
$1,357
$1,024
+25% in Virginia Beach, VA
2 Bedroom
$1,559
$1,213
+22% in Virginia Beach, VA
3 Bedroom
$1,857
$1,394
+25% in Virginia Beach, VA

Buying a Home

Median Home Value
$366,300
$224,500
+39% in Virginia Beach, VA

Income

Median Household Income
$90,685
$55,269
+39% in Virginia Beach, VA
Metro Median Wage (annual)
$49,430
$54,310
+10% in Wilmington, DE

People & Lifestyle

Median Age
37.4 yr
37.0 yr
+0.4 yr in Virginia Beach, VA
Homeownership
64.9%
46.0%
+18.9 pp in Virginia Beach, VA
Bachelor's+ (25+)
40.4%
33.1%
+7.3 pp in Virginia Beach, VA
Avg Commute
23.2 min
23.0 min
+0.2 min in Virginia Beach, VA

Crime (per 100k/yr)

Violent Crime
96.9
1,138.2
+1075% in Wilmington, DE
Property Crime
1,664.9
3,182.4
+91% in Wilmington, DE

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.9°F
54.9°F
+5.0°F in Virginia Beach, VA
Annual Precipitation
44.3 in
43.1 in
+1.2 in in Virginia Beach, VA

Gas

Regular Gasoline
$3.86/gal
$3.86/gal
about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$2.00
—

Adult base one-way fare — HRT vs — (2026).

Utilities

Electricity (¢/kWh)
17.6
19.4
+10% in Wilmington, DE
Natural Gas ($/MCF)
$23.66
$22.51
+5% in Virginia Beach, VA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (VA / DE)
5.3%
None
+5.3 pp in VA
Income Tax (top rate)
5.75%
6.60%
+0.8 pp in DE

Virginia Beach vs Wilmington — FAQ

Is it cheaper to live in Virginia Beach or Wilmington?
Wilmington, DE is cheaper. Its monthly baseline of $1,230 (1BR rent + utilities) runs about 21% below Virginia Beach, VA's $1,550, mainly because of rent.
How much more do you need to earn to live in Virginia Beach than in Wilmington?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $54,000 a year in Virginia Beach versus $41,000 in Wilmington.
Which has lower taxes, Virginia Beach or Wilmington?
Virginia Beach is taxed under Virginia's rules (a top state income tax rate of 5.75% and a 5.3% state sales tax); Wilmington under Delaware's (a top state income tax rate of 6.60% and no state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).