Living Cost Compare
Sioux Falls

South Dakota

$1,030/mo est.

vs
Topeka

Kansas

$940/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Sioux Falls, SD versus $940 in Topeka, KS. Overall, Topeka, KS is roughly 9% cheaper to live in day-to-day than Sioux Falls, SD, driven mainly by rent.

Median household income is $74,714 in Sioux Falls, SD and $55,902 in Topeka, KS — about 25% higher in Sioux Falls, SD. South Dakota has no state income tax and a 4.2% state sales tax; Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax.

Rent

Studio
$825
$702
+15% in Sioux Falls, SD
1 Bedroom
$870
$758
+13% in Sioux Falls, SD
2 Bedroom
$1,000
$977
+2% in Sioux Falls, SD
3 Bedroom
$1,237
$1,177
+5% in Sioux Falls, SD

Buying a Home

Median Home Value
$271,400
$130,600
+52% in Sioux Falls, SD

Income

Median Household Income
$74,714
$55,902
+25% in Sioux Falls, SD
Metro Median Wage (annual)
$47,970
$49,540
+3% in Topeka, KS

People & Lifestyle

Median Age
35.1 yr
38.2 yr
+3.1 yr in Topeka, KS
Homeownership
60.0%
59.2%
+0.8 pp in Sioux Falls, SD
Bachelor's+ (25+)
37.4%
29.1%
+8.3 pp in Sioux Falls, SD
Avg Commute
17.0 min
16.7 min
+0.3 min in Sioux Falls, SD

Crime (per 100k/yr)

Violent Crime
526.7
856.5
+63% in Topeka, KS
Property Crime
2,927.1
3,660.2
+25% in Topeka, KS

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
45.8°F
55.1°F
+9.3°F in Topeka, KS
Annual Precipitation
26.4 in
36.5 in
+10.1 in in Topeka, KS

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
15.4
15.7
+2% in Topeka, KS
Natural Gas ($/MCF)
$15.26
$25.12
+65% in Topeka, KS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SD / KS)
4.2%
6.5%
+2.3 pp in KS
Income Tax (top rate)
None
5.58%
+5.6 pp in KS

Sioux Falls vs Topeka — FAQ

Is it cheaper to live in Sioux Falls or Topeka?
Topeka, KS is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 9% below Sioux Falls, SD's $1,030, mainly because of rent.
How much more do you need to earn to live in Sioux Falls than in Topeka?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Sioux Falls versus $30,000 in Topeka.
Which has lower taxes, Sioux Falls or Topeka?
Sioux Falls is taxed under South Dakota's rules (no state income tax and a 4.2% state sales tax); Topeka under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).