Living Cost Compare
Sioux Falls

South Dakota

$1,030/mo est.

vs
Springfield

Missouri

$940/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Sioux Falls, SD versus $940 in Springfield, MO. Overall, Springfield, MO is roughly 9% cheaper to live in day-to-day than Sioux Falls, SD, driven mainly by rent.

Median household income is $74,714 in Sioux Falls, SD and $45,984 in Springfield, MO — about 38% higher in Sioux Falls, SD. South Dakota has no state income tax and a 4.2% state sales tax; Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax.

Sioux Falls, SD
Springfield, MO

Rent

Studio
$825
$760
+8% in Sioux Falls, SD
1 Bedroom
$870
$772
+11% in Sioux Falls, SD
2 Bedroom
$1,000
$926
+7% in Sioux Falls, SD
3 Bedroom
$1,237
$1,158
+6% in Sioux Falls, SD

Buying a Home

Median Home Value
$271,400
$165,200
+39% in Sioux Falls, SD

Income

Median Household Income
$74,714
$45,984
+38% in Sioux Falls, SD
Metro Median Wage (annual)
$47,970
$45,780
+5% in Sioux Falls, SD

People & Lifestyle

Median Age
35.1 yr
33.6 yr
+1.5 yr in Sioux Falls, SD
Homeownership
60.0%
42.9%
+17.1 pp in Sioux Falls, SD
Bachelor's+ (25+)
37.4%
30.3%
+7.1 pp in Sioux Falls, SD
Avg Commute
17.0 min
18.0 min
+1.0 min in Springfield, MO

Crime (per 100k/yr)

Violent Crime
526.7
1,189.8
+126% in Springfield, MO
Property Crime
2,927.1
4,231.6
+45% in Springfield, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
45.8°F
56.3°F
+10.5°F in Springfield, MO
Annual Precipitation
26.4 in
45.6 in
+19.2 in in Springfield, MO

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
15.7
13.7
+13% in Sioux Falls, SD
Natural Gas ($/MCF)
$10.95
$24.13
+120% in Springfield, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (SD / MO)
4.2%
4.225%
+0.0 pp in MO
Income Tax (top rate)
None
4.70%
+4.7 pp in MO

Sioux Falls vs Springfield — FAQ

Is it cheaper to live in Sioux Falls or Springfield?
Springfield, MO is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 9% below Sioux Falls, SD's $1,030, mainly because of rent.
How much more do you need to earn to live in Sioux Falls than in Springfield?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Sioux Falls versus $31,000 in Springfield.
Which has lower taxes, Sioux Falls or Springfield?
Sioux Falls is taxed under South Dakota's rules (no state income tax and a 4.2% state sales tax); Springfield under Missouri's (a top state income tax rate of 4.70% and a 4.225% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).