Living Cost Compare
San Francisco

California

$2,750/mo est.

vs
Tucson

Arizona

$1,060/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,750 in San Francisco, CA versus $1,060 in Tucson, AZ. Overall, Tucson, AZ is roughly 61% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.

Median household income is $141,446 in San Francisco, CA and $54,546 in Tucson, AZ — about 61% higher in San Francisco, CA. California has a top state income tax rate of 13.30% and a 7.25% state sales tax; Arizona has a top state income tax rate of 2.50% and a 5.6% state sales tax.

Rent

Studio
$1,560
$795
+49% in San Francisco, CA
1 Bedroom
$2,425
$891
+63% in San Francisco, CA
2 Bedroom
$2,982
$1,146
+62% in San Francisco, CA
3 Bedroom
$3,269
$1,520
+54% in San Francisco, CA

Buying a Home

Median Home Value
$1,380,500
$242,200
+82% in San Francisco, CA

Income

Median Household Income
$141,446
$54,546
+61% in San Francisco, CA
Metro Median Wage (annual)
$74,260
$47,760
+36% in San Francisco, CA

People & Lifestyle

Median Age
39.7 yr
34.6 yr
+5.1 yr in San Francisco, CA
Homeownership
38.5%
51.7%
+13.2 pp in Tucson, AZ
Bachelor's+ (25+)
60.1%
30.2%
+29.9 pp in San Francisco, CA
Avg Commute
31.2 min
22.2 min
+9.0 min in San Francisco, CA

Crime (per 100k/yr)

Violent Crime
596.5
645.8
+8% in Tucson, AZ
Property Crime
3,962.2
3,460
+13% in San Francisco, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
57.3°F
70.2°F
+12.9°F in Tucson, AZ
Annual Precipitation
23.6 in
11.6 in
+12.0 in in San Francisco, CA

Gas

Regular Gasoline
$6.05/gal
$5.57/gal
+8% in San Francisco, CA

Area: San Francisco vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)
$2.50
Free

Adult base one-way fare — SF Muni vs Sun Tran (2026).

Utilities

Electricity (¢/kWh)
33.4
15.6
+53% in San Francisco, CA
Natural Gas ($/MCF)
$20.72
$19.69
+5% in San Francisco, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.37
$4.37
about equal
Bread (lb)
$2.10
$2.10
about equal
Eggs (doz)
$2.25
$2.25
about equal
Ground Beef (lb)
$7.23
$7.23
about equal
Chicken (lb)
$2.14
$2.14
about equal
Bananas (lb)
$0.74
$0.74
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (CA / AZ)
7.25%
5.6%
+1.7 pp in CA
Income Tax (top rate)
13.30%
2.50%
+10.8 pp in CA

San Francisco vs Tucson — FAQ

Is it cheaper to live in San Francisco or Tucson?
Tucson, AZ is cheaper. Its monthly baseline of $1,060 (1BR rent + utilities) runs about 61% below San Francisco, CA's $2,750, mainly because of rent.
How much more do you need to earn to live in San Francisco than in Tucson?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $97,000 a year in San Francisco versus $36,000 in Tucson.
Which has lower taxes, San Francisco or Tucson?
San Francisco is taxed under California's rules (a top state income tax rate of 13.30% and a 7.25% state sales tax); Tucson under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).