Monthly estimate = 1BR rent + electricity + gas
A one-person monthly baseline (1BR rent plus typical utilities) runs $2,750 in San Francisco, CA versus $1,030 in Sioux Falls, SD. Overall, Sioux Falls, SD is roughly 63% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.
Median household income is $141,446 in San Francisco, CA and $74,714 in Sioux Falls, SD — about 47% higher in San Francisco, CA. California has a top state income tax rate of 13.30% and a 7.25% state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.
Rent
Buying a Home
Income
People & Lifestyle
Crime (per 100k/yr)
FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.
Climate
Gas
Area: San Francisco vs Midwest (PADD 2).
Public Transit
Adult base one-way fare — SF Muni vs — (2026).
Utilities
Residential, state-level averages (EIA). MCF = 1,000 cubic feet.
Groceries
Average prices — West vs Midwest (BLS). Regional where available, otherwise U.S. average.
State Taxes
San Francisco vs Sioux Falls — FAQ
- Is it cheaper to live in San Francisco or Sioux Falls?
- Sioux Falls, SD is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 63% below San Francisco, CA's $2,750, mainly because of rent.
- How much more do you need to earn to live in San Francisco than in Sioux Falls?
- To keep rent near the recommended 30% of gross income, you'd want to earn roughly $97,000 a year in San Francisco versus $35,000 in Sioux Falls.
- Which has lower taxes, San Francisco or Sioux Falls?
- San Francisco is taxed under California's rules (a top state income tax rate of 13.30% and a 7.25% state sales tax); Sioux Falls under South Dakota's (no state income tax and a 4.2% state sales tax).
Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).