Monthly estimate = 1BR rent + electricity + gas
A one-person monthly baseline (1BR rent plus typical utilities) runs $2,750 in San Francisco, CA versus $2,560 in Santa Ana, CA. Overall, Santa Ana, CA is roughly 7% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.
Median household income is $141,446 in San Francisco, CA and $109,739 in Santa Ana, CA — about 22% higher in San Francisco, CA. Both cities are in California, so state taxes are identical: a top state income tax rate of 13.30% and a 7.25% state sales tax.
Rent
Buying a Home
Income
People & Lifestyle
Crime (per 100k/yr)
FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.
Climate
Gas
Area: San Francisco vs Los Angeles.
Public Transit
Adult base one-way fare — SF Muni vs OCTA (2026).
Utilities
Residential, state-level averages (EIA). MCF = 1,000 cubic feet.
Groceries
Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.
State Taxes
San Francisco vs Santa Ana — FAQ
- Is it cheaper to live in San Francisco or Santa Ana?
- Santa Ana, CA is cheaper. Its monthly baseline of $2,560 (1BR rent + utilities) runs about 7% below San Francisco, CA's $2,750, mainly because of rent.
- How much more do you need to earn to live in San Francisco than in Santa Ana?
- To keep rent near the recommended 30% of gross income, you'd want to earn roughly $97,000 a year in San Francisco versus $89,000 in Santa Ana.
- Which has lower taxes, San Francisco or Santa Ana?
- Neither — both are in California, so they share the same state tax rates: a top state income tax rate of 13.30% and a 7.25% state sales tax.
Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).