Living Cost Compare
San Diego

California

$2,210/mo est.

vs
Tampa

Florida

$1,500/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,210 in San Diego, CA versus $1,500 in Tampa, FL. Overall, Tampa, FL is roughly 32% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $104,321 in San Diego, CA and $71,302 in Tampa, FL — about 32% higher in San Diego, CA. California has a top state income tax rate of 13.30% and a 7.25% state sales tax; Florida has no state income tax and a 6% state sales tax.

Rent

Studio
$1,737
$1,242
+28% in San Diego, CA
1 Bedroom
$1,883
$1,324
+30% in San Diego, CA
2 Bedroom
$2,348
$1,673
+29% in San Diego, CA
3 Bedroom
$2,818
$1,729
+39% in San Diego, CA

Buying a Home

Median Home Value
$848,500
$375,300
+56% in San Diego, CA

Income

Median Household Income
$104,321
$71,302
+32% in San Diego, CA
Metro Median Wage (annual)
$58,690
$48,940
+17% in San Diego, CA

People & Lifestyle

Median Age
36.0 yr
35.6 yr
+0.4 yr in San Diego, CA
Homeownership
47.6%
50.2%
+2.6 pp in Tampa, FL
Bachelor's+ (25+)
49.9%
44.6%
+5.3 pp in San Diego, CA
Avg Commute
23.9 min
24.7 min
+0.8 min in Tampa, FL

Crime (per 100k/yr)

Violent Crime
414.1
443.4
+7% in Tampa, FL
Property Crime
1,693.1
1,473.2
+13% in San Diego, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
63.6°F
73.4°F
+9.8°F in Tampa, FL
Annual Precipitation
10.3 in
46.3 in
+36.0 in in Tampa, FL

Gas

Regular Gasoline
$5.91/gal
$4.25/gal
+28% in San Diego, CA

Area: California vs Florida.

Public Transit

Base Fare (one-way)
$2.50
$2.00
+20% in San Diego, CA

Adult base one-way fare — MTS vs HART (2026).

Utilities

Electricity (¢/kWh)
33.4
14.9
+55% in San Diego, CA
Natural Gas ($/MCF)
$20.72
$23.62
+14% in Tampa, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.37
$4.16
+5% in San Diego, CA
Bread (lb)
$2.10
$1.73
+18% in San Diego, CA
Eggs (doz)
$2.25
$2.19
+3% in San Diego, CA
Ground Beef (lb)
$7.23
$6.56
+9% in San Diego, CA
Chicken (lb)
$2.14
$1.90
+11% in San Diego, CA
Bananas (lb)
$0.74
$0.61
+17% in San Diego, CA

Average prices — West vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (CA / FL)
7.25%
6%
+1.3 pp in CA
Income Tax (top rate)
13.30%
None
+13.3 pp in CA

San Diego vs Tampa — FAQ

Is it cheaper to live in San Diego or Tampa?
Tampa, FL is cheaper. Its monthly baseline of $1,500 (1BR rent + utilities) runs about 32% below San Diego, CA's $2,210, mainly because of rent.
How much more do you need to earn to live in San Diego than in Tampa?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $75,000 a year in San Diego versus $53,000 in Tampa.
Which has lower taxes, San Diego or Tampa?
San Diego is taxed under California's rules (a top state income tax rate of 13.30% and a 7.25% state sales tax); Tampa under Florida's (no state income tax and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).