Living Cost Compare
Sacramento

California

$1,740/mo est.

vs
Tampa

Florida

$1,500/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,740 in Sacramento, CA versus $1,500 in Tampa, FL. Overall, Tampa, FL is roughly 14% cheaper to live in day-to-day than Sacramento, CA, driven mainly by electricity costs.

Median household income is $83,753 in Sacramento, CA and $71,302 in Tampa, FL — about 15% higher in Sacramento, CA. California has a top state income tax rate of 13.30% and a 7.25% state sales tax; Florida has no state income tax and a 6% state sales tax.

Rent

Studio
$1,259
$1,242
+1% in Sacramento, CA
1 Bedroom
$1,418
$1,324
+7% in Sacramento, CA
2 Bedroom
$1,742
$1,673
+4% in Sacramento, CA
3 Bedroom
$1,973
$1,729
+12% in Sacramento, CA

Buying a Home

Median Home Value
$484,600
$375,300
+23% in Sacramento, CA

Income

Median Household Income
$83,753
$71,302
+15% in Sacramento, CA
Metro Median Wage (annual)
$59,750
$48,940
+18% in Sacramento, CA

People & Lifestyle

Median Age
35.7 yr
35.6 yr
+0.1 yr in Sacramento, CA
Homeownership
51.5%
50.2%
+1.3 pp in Sacramento, CA
Bachelor's+ (25+)
36.4%
44.6%
+8.2 pp in Tampa, FL
Avg Commute
25.6 min
24.7 min
+0.9 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
757.2
443.4
+41% in Sacramento, CA
Property Crime
2,615.3
1,473.2
+44% in Sacramento, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
61.0°F
73.4°F
+12.4°F in Tampa, FL
Annual Precipitation
18.5 in
46.3 in
+27.8 in in Tampa, FL

Gas

Regular Gasoline
$5.91/gal
$4.25/gal
+28% in Sacramento, CA

Area: California vs Florida.

Public Transit

Base Fare (one-way)
$2.50
$2.00
+20% in Sacramento, CA

Adult base one-way fare — SacRT vs HART (2026).

Utilities

Electricity (¢/kWh)
33.4
14.9
+55% in Sacramento, CA
Natural Gas ($/MCF)
$20.72
$23.62
+14% in Tampa, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.37
$4.16
+5% in Sacramento, CA
Bread (lb)
$2.10
$1.73
+18% in Sacramento, CA
Eggs (doz)
$2.25
$2.19
+3% in Sacramento, CA
Ground Beef (lb)
$7.23
$6.56
+9% in Sacramento, CA
Chicken (lb)
$2.14
$1.90
+11% in Sacramento, CA
Bananas (lb)
$0.74
$0.61
+17% in Sacramento, CA

Average prices — West vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (CA / FL)
7.25%
6%
+1.3 pp in CA
Income Tax (top rate)
13.30%
None
+13.3 pp in CA

Sacramento vs Tampa — FAQ

Is it cheaper to live in Sacramento or Tampa?
Tampa, FL is cheaper. Its monthly baseline of $1,500 (1BR rent + utilities) runs about 14% below Sacramento, CA's $1,740, mainly because of electricity costs.
How much more do you need to earn to live in Sacramento than in Tampa?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Sacramento versus $53,000 in Tampa.
Which has lower taxes, Sacramento or Tampa?
Sacramento is taxed under California's rules (a top state income tax rate of 13.30% and a 7.25% state sales tax); Tampa under Florida's (no state income tax and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).