Living Cost Compare
Rochester

New York

$1,160/mo est.

vs
Seattle

Washington

$2,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,160 in Rochester, NY versus $2,030 in Seattle, WA. Overall, Rochester, NY is roughly 43% cheaper to live in day-to-day than Seattle, WA, driven mainly by rent.

Median household income is $46,628 in Rochester, NY and $121,984 in Seattle, WA — about 62% higher in Seattle, WA. New York has a top state income tax rate of 10.90% and a 4% state sales tax; Washington has no state income tax and a 6.5% state sales tax.

Rent

Studio
$750
$1,638
+118% in Seattle, WA
1 Bedroom
$857
$1,858
+117% in Seattle, WA
2 Bedroom
$1,114
$2,359
+112% in Seattle, WA
3 Bedroom
$1,240
$2,918
+135% in Seattle, WA

Buying a Home

Median Home Value
$120,600
$912,100
+656% in Seattle, WA

Income

Median Household Income
$46,628
$121,984
+162% in Seattle, WA
Metro Median Wage (annual)
$51,210
$72,610
+42% in Seattle, WA

People & Lifestyle

Median Age
33.5 yr
35.5 yr
+2.0 yr in Seattle, WA
Homeownership
37.2%
44.2%
+7.0 pp in Seattle, WA
Bachelor's+ (25+)
29.9%
67.5%
+37.6 pp in Seattle, WA
Avg Commute
18.9 min
26.6 min
+7.7 min in Seattle, WA

Crime (per 100k/yr)

Violent Crime
690
788.6
+14% in Seattle, WA
Property Crime
3,533.4
5,108.8
+45% in Seattle, WA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.2°F
53.5°F
+5.3°F in Seattle, WA
Annual Precipitation
34.3 in
37.7 in
+3.4 in in Seattle, WA

Gas

Regular Gasoline
$4.04/gal
$5.31/gal
+31% in Seattle, WA

Area: New York vs Seattle.

Public Transit

Base Fare (one-way)
$2.75

Adult base one-way fare — vs King County Metro (2026).

Utilities

Electricity (¢/kWh)
29.9
14.9
+50% in Rochester, NY
Natural Gas ($/MCF)
$22.74
$20.41
+10% in Rochester, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Seattle, WA
Bread (lb)
$1.92
$2.04
+6% in Seattle, WA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in Seattle, WA
Chicken (lb)
$2.19
$2.01
+8% in Rochester, NY
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / WA)
4%
6.5%
+2.5 pp in WA
Income Tax (top rate)
10.90%
None
+10.9 pp in NY

Rochester vs Seattle — FAQ

Is it cheaper to live in Rochester or Seattle?
Rochester, NY is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 43% below Seattle, WA's $2,030, mainly because of rent.
How much more do you need to earn to live in Rochester than in Seattle?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Rochester versus $74,000 in Seattle.
Which has lower taxes, Rochester or Seattle?
Rochester is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Seattle under Washington's (no state income tax and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).