Living Cost Compare
Rochester

New York

$1,160/mo est.

vs
Santa Ana

California

$2,560/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,160 in Rochester, NY versus $2,560 in Santa Ana, CA. Overall, Rochester, NY is roughly 55% cheaper to live in day-to-day than Santa Ana, CA, driven mainly by rent.

Median household income is $46,628 in Rochester, NY and $109,739 in Santa Ana, CA — about 58% higher in Santa Ana, CA. New York has a top state income tax rate of 10.90% and a 4% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$750
$1,770
+136% in Santa Ana, CA
1 Bedroom
$857
$2,232
+160% in Santa Ana, CA
2 Bedroom
$1,114
$2,719
+144% in Santa Ana, CA
3 Bedroom
$1,240
$2,636
+113% in Santa Ana, CA

Buying a Home

Median Home Value
$120,600
$1,810,200
+1401% in Santa Ana, CA

Income

Median Household Income
$46,628
$109,739
+135% in Santa Ana, CA
Metro Median Wage (annual)
$51,210
$55,850
+9% in Santa Ana, CA

People & Lifestyle

Median Age
33.5 yr
42.9 yr
+9.4 yr in Santa Ana, CA
Homeownership
37.2%
28.8%
+8.4 pp in Rochester, NY
Bachelor's+ (25+)
29.9%
68.9%
+39.0 pp in Santa Ana, CA
Avg Commute
18.9 min
25.8 min
+6.9 min in Santa Ana, CA

Crime (per 100k/yr)

Violent Crime
690
498.2
+28% in Rochester, NY
Property Crime
3,533.4
1,722.2
+51% in Rochester, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.2°F
65.6°F
+17.4°F in Santa Ana, CA
Annual Precipitation
34.3 in
13.6 in
+20.6 in in Rochester, NY

Gas

Regular Gasoline
$4.04/gal
$5.40/gal
+34% in Santa Ana, CA

Area: New York vs Los Angeles.

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs OCTA (2026).

Utilities

Electricity (¢/kWh)
29.9
33.3
+11% in Santa Ana, CA
Natural Gas ($/MCF)
$22.74
$20.72
+9% in Rochester, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Santa Ana, CA
Bread (lb)
$1.92
$2.04
+6% in Santa Ana, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in Santa Ana, CA
Chicken (lb)
$2.19
$2.01
+8% in Rochester, NY
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / CA)
4%
7.25%
+3.3 pp in CA
Income Tax (top rate)
10.90%
13.30%
+2.4 pp in CA

Rochester vs Santa Ana — FAQ

Is it cheaper to live in Rochester or Santa Ana?
Rochester, NY is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 55% below Santa Ana, CA's $2,560, mainly because of rent.
How much more do you need to earn to live in Rochester than in Santa Ana?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Rochester versus $89,000 in Santa Ana.
Which has lower taxes, Rochester or Santa Ana?
Rochester is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Santa Ana under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).