Living Cost Compare
Rochester

New York

$1,160/mo est.

vs
San Diego

California

$2,210/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,160 in Rochester, NY versus $2,210 in San Diego, CA. Overall, Rochester, NY is roughly 48% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $46,628 in Rochester, NY and $104,321 in San Diego, CA — about 55% higher in San Diego, CA. New York has a top state income tax rate of 10.90% and a 4% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$750
$1,737
+132% in San Diego, CA
1 Bedroom
$857
$1,883
+120% in San Diego, CA
2 Bedroom
$1,114
$2,348
+111% in San Diego, CA
3 Bedroom
$1,240
$2,818
+127% in San Diego, CA

Buying a Home

Median Home Value
$120,600
$848,500
+604% in San Diego, CA

Income

Median Household Income
$46,628
$104,321
+124% in San Diego, CA
Metro Median Wage (annual)
$51,210
$58,690
+15% in San Diego, CA

People & Lifestyle

Median Age
33.5 yr
36.0 yr
+2.5 yr in San Diego, CA
Homeownership
37.2%
47.6%
+10.4 pp in San Diego, CA
Bachelor's+ (25+)
29.9%
49.9%
+20.0 pp in San Diego, CA
Avg Commute
18.9 min
23.9 min
+5.0 min in San Diego, CA

Crime (per 100k/yr)

Violent Crime
690
414.3
+40% in Rochester, NY
Property Crime
3,533.4
1,693.6
+52% in Rochester, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.2°F
63.6°F
+15.4°F in San Diego, CA
Annual Precipitation
34.3 in
10.3 in
+23.9 in in Rochester, NY

Gas

Regular Gasoline
$4.04/gal
$5.40/gal
+34% in San Diego, CA

Area: New York vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs MTS (2026).

Utilities

Electricity (¢/kWh)
29.9
33.3
+11% in San Diego, CA
Natural Gas ($/MCF)
$22.74
$20.72
+9% in Rochester, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in San Diego, CA
Bread (lb)
$1.92
$2.04
+6% in San Diego, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in San Diego, CA
Chicken (lb)
$2.19
$2.01
+8% in Rochester, NY
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / CA)
4%
7.25%
+3.3 pp in CA
Income Tax (top rate)
10.90%
13.30%
+2.4 pp in CA

Rochester vs San Diego — FAQ

Is it cheaper to live in Rochester or San Diego?
Rochester, NY is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 48% below San Diego, CA's $2,210, mainly because of rent.
How much more do you need to earn to live in Rochester than in San Diego?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Rochester versus $75,000 in San Diego.
Which has lower taxes, Rochester or San Diego?
Rochester is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).