Living Cost Compare
Richmond

Virginia

$1,390/mo est.

vs
Santa Ana

California

$2,560/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,390 in Richmond, VA versus $2,560 in Santa Ana, CA. Overall, Richmond, VA is roughly 46% cheaper to live in day-to-day than Santa Ana, CA, driven mainly by rent.

Median household income is $62,671 in Richmond, VA and $109,739 in Santa Ana, CA — about 43% higher in Santa Ana, CA. Virginia has a top state income tax rate of 5.75% and a 5.3% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,183
$1,770
+50% in Santa Ana, CA
1 Bedroom
$1,195
$2,232
+87% in Santa Ana, CA
2 Bedroom
$1,374
$2,719
+98% in Santa Ana, CA
3 Bedroom
$1,447
$2,636
+82% in Santa Ana, CA

Buying a Home

Median Home Value
$328,100
$1,810,200
+452% in Santa Ana, CA

Income

Median Household Income
$62,671
$109,739
+75% in Santa Ana, CA
Metro Median Wage (annual)
$51,460
$55,850
+9% in Santa Ana, CA

People & Lifestyle

Median Age
34.5 yr
42.9 yr
+8.4 yr in Santa Ana, CA
Homeownership
43.5%
28.8%
+14.7 pp in Richmond, VA
Bachelor's+ (25+)
44.1%
68.9%
+24.8 pp in Santa Ana, CA
Avg Commute
22.1 min
25.8 min
+3.7 min in Santa Ana, CA

Crime (per 100k/yr)

Violent Crime
349
498.2
+43% in Santa Ana, CA
Property Crime
3,240.2
1,722.2
+47% in Richmond, VA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
58.9°F
65.6°F
+6.7°F in Santa Ana, CA
Annual Precipitation
43.6 in
13.6 in
+30.0 in in Richmond, VA

Gas

Regular Gasoline
$3.86/gal
$5.40/gal
+40% in Santa Ana, CA

Area: East Coast (PADD 1) vs Los Angeles.

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs OCTA (2026).

Utilities

Electricity (¢/kWh)
17.6
33.3
+89% in Santa Ana, CA
Natural Gas ($/MCF)
$23.66
$20.72
+12% in Richmond, VA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in Santa Ana, CA
Bread (lb)
$1.75
$2.04
+17% in Santa Ana, CA
Eggs (doz)
$2.21
$2.19
+1% in Richmond, VA
Ground Beef (lb)
$6.45
$7.36
+14% in Santa Ana, CA
Chicken (lb)
$1.90
$2.01
+6% in Santa Ana, CA
Bananas (lb)
$0.62
$0.70
+14% in Santa Ana, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (VA / CA)
5.3%
7.25%
+2.0 pp in CA
Income Tax (top rate)
5.75%
13.30%
+7.6 pp in CA

Richmond vs Santa Ana — FAQ

Is it cheaper to live in Richmond or Santa Ana?
Richmond, VA is cheaper. Its monthly baseline of $1,390 (1BR rent + utilities) runs about 46% below Santa Ana, CA's $2,560, mainly because of rent.
How much more do you need to earn to live in Richmond than in Santa Ana?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Richmond versus $89,000 in Santa Ana.
Which has lower taxes, Richmond or Santa Ana?
Richmond is taxed under Virginia's rules (a top state income tax rate of 5.75% and a 5.3% state sales tax); Santa Ana under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).