Living Cost Compare
Richmond

Virginia

$1,390/mo est.

vs
Sacramento

California

$1,740/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,390 in Richmond, VA versus $1,740 in Sacramento, CA. Overall, Richmond, VA is roughly 20% cheaper to live in day-to-day than Sacramento, CA, driven mainly by rent.

Median household income is $62,671 in Richmond, VA and $83,753 in Sacramento, CA — about 25% higher in Sacramento, CA. Virginia has a top state income tax rate of 5.75% and a 5.3% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,183
$1,259
+6% in Sacramento, CA
1 Bedroom
$1,195
$1,418
+19% in Sacramento, CA
2 Bedroom
$1,374
$1,742
+27% in Sacramento, CA
3 Bedroom
$1,447
$1,973
+36% in Sacramento, CA

Buying a Home

Median Home Value
$328,100
$484,600
+48% in Sacramento, CA

Income

Median Household Income
$62,671
$83,753
+34% in Sacramento, CA
Metro Median Wage (annual)
$51,460
$59,750
+16% in Sacramento, CA

People & Lifestyle

Median Age
34.5 yr
35.7 yr
+1.2 yr in Sacramento, CA
Homeownership
43.5%
51.5%
+8.0 pp in Sacramento, CA
Bachelor's+ (25+)
44.1%
36.4%
+7.7 pp in Richmond, VA
Avg Commute
22.1 min
25.6 min
+3.5 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
349
756.6
+117% in Sacramento, CA
Property Crime
3,240.2
2,615.3
+19% in Richmond, VA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
58.9°F
61.0°F
+2.1°F in Sacramento, CA
Annual Precipitation
43.6 in
18.5 in
+25.1 in in Richmond, VA

Gas

Regular Gasoline
$3.86/gal
$5.40/gal
+40% in Sacramento, CA

Area: East Coast (PADD 1) vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SacRT (2026).

Utilities

Electricity (¢/kWh)
17.6
33.3
+89% in Sacramento, CA
Natural Gas ($/MCF)
$23.66
$20.72
+12% in Richmond, VA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in Sacramento, CA
Bread (lb)
$1.75
$2.04
+17% in Sacramento, CA
Eggs (doz)
$2.21
$2.19
+1% in Richmond, VA
Ground Beef (lb)
$6.45
$7.36
+14% in Sacramento, CA
Chicken (lb)
$1.90
$2.01
+6% in Sacramento, CA
Bananas (lb)
$0.62
$0.70
+14% in Sacramento, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (VA / CA)
5.3%
7.25%
+2.0 pp in CA
Income Tax (top rate)
5.75%
13.30%
+7.6 pp in CA

Richmond vs Sacramento — FAQ

Is it cheaper to live in Richmond or Sacramento?
Richmond, VA is cheaper. Its monthly baseline of $1,390 (1BR rent + utilities) runs about 20% below Sacramento, CA's $1,740, mainly because of rent.
How much more do you need to earn to live in Richmond than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Richmond versus $57,000 in Sacramento.
Which has lower taxes, Richmond or Sacramento?
Richmond is taxed under Virginia's rules (a top state income tax rate of 5.75% and a 5.3% state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).