Living Cost Compare
Providence

Rhode Island

$1,310/mo est.

vs
Sacramento

California

$1,740/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,310 in Providence, RI versus $1,740 in Sacramento, CA. Overall, Providence, RI is roughly 25% cheaper to live in day-to-day than Sacramento, CA, driven mainly by rent.

Median household income is $66,772 in Providence, RI and $83,753 in Sacramento, CA — about 20% higher in Sacramento, CA. Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,116
$1,259
+13% in Sacramento, CA
1 Bedroom
$1,030
$1,418
+38% in Sacramento, CA
2 Bedroom
$1,323
$1,742
+32% in Sacramento, CA
3 Bedroom
$1,627
$1,973
+21% in Sacramento, CA

Buying a Home

Median Home Value
$322,800
$484,600
+50% in Sacramento, CA

Income

Median Household Income
$66,772
$83,753
+25% in Sacramento, CA
Metro Median Wage (annual)
$53,680
$59,750
+11% in Sacramento, CA

People & Lifestyle

Median Age
32.9 yr
35.7 yr
+2.8 yr in Sacramento, CA
Homeownership
41.2%
51.5%
+10.3 pp in Sacramento, CA
Bachelor's+ (25+)
34.7%
36.4%
+1.7 pp in Sacramento, CA
Avg Commute
25.0 min
25.6 min
+0.6 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
282.4
756.6
+168% in Sacramento, CA
Property Crime
1,665.6
2,615.3
+57% in Sacramento, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.6°F
61.0°F
+9.4°F in Sacramento, CA
Annual Precipitation
47.2 in
18.5 in
+28.7 in in Providence, RI

Gas

Regular Gasoline
$3.86/gal
$5.40/gal
+40% in Sacramento, CA

Area: East Coast (PADD 1) vs California.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SacRT (2026).

Utilities

Electricity (¢/kWh)
29.5
33.3
+13% in Sacramento, CA
Natural Gas ($/MCF)
$16.06
$20.72
+29% in Sacramento, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Sacramento, CA
Bread (lb)
$1.92
$2.04
+6% in Sacramento, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in Sacramento, CA
Chicken (lb)
$2.19
$2.01
+8% in Providence, RI
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (RI / CA)
7%
7.25%
+0.3 pp in CA
Income Tax (top rate)
5.99%
13.30%
+7.3 pp in CA

Providence vs Sacramento — FAQ

Is it cheaper to live in Providence or Sacramento?
Providence, RI is cheaper. Its monthly baseline of $1,310 (1BR rent + utilities) runs about 25% below Sacramento, CA's $1,740, mainly because of rent.
How much more do you need to earn to live in Providence than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Providence versus $57,000 in Sacramento.
Which has lower taxes, Providence or Sacramento?
Providence is taxed under Rhode Island's rules (a top state income tax rate of 5.99% and a 7% state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).