Living Cost Compare
Providence

Rhode Island

$1,310/mo est.

vs
Rochester

Minnesota

$1,280/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,310 in Providence, RI versus $1,280 in Rochester, MN. Overall, Rochester, MN is roughly 2% cheaper to live in day-to-day than Providence, RI, driven mainly by electricity costs.

Median household income is $66,772 in Providence, RI and $87,767 in Rochester, MN — about 24% higher in Rochester, MN. Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax; Minnesota has a top state income tax rate of 9.85% and a 6.875% state sales tax.

Rent

Studio
$1,116
$1,080
+3% in Providence, RI
1 Bedroom
$1,030
$1,106
+7% in Rochester, MN
2 Bedroom
$1,323
$1,243
+6% in Providence, RI
3 Bedroom
$1,627
$1,646
+1% in Rochester, MN

Buying a Home

Median Home Value
$322,800
$287,500
+11% in Providence, RI

Income

Median Household Income
$66,772
$87,767
+31% in Rochester, MN
Metro Median Wage (annual)
$53,680
$60,620
+13% in Rochester, MN

People & Lifestyle

Median Age
32.9 yr
36.4 yr
+3.5 yr in Rochester, MN
Homeownership
41.2%
65.4%
+24.2 pp in Rochester, MN
Bachelor's+ (25+)
34.7%
50.1%
+15.4 pp in Rochester, MN
Avg Commute
25.0 min
17.2 min
+7.8 min in Providence, RI

Crime (per 100k/yr)

Violent Crime
282.4
158.9
+44% in Providence, RI
Property Crime
1,665.6
1,379
+17% in Providence, RI

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.6°F
45.4°F
+6.2°F in Providence, RI
Annual Precipitation
47.2 in
33.0 in
+14.2 in in Providence, RI

Gas

Regular Gasoline
$3.86/gal
$3.95/gal
+2% in Rochester, MN

Area: East Coast (PADD 1) vs Minnesota.

Utilities

Electricity (¢/kWh)
29.5
16.9
+42% in Providence, RI
Natural Gas ($/MCF)
$16.06
$14.95
+7% in Providence, RI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.66
+14% in Providence, RI
Eggs (doz)
$2.19
$3.63
+66% in Rochester, MN
Ground Beef (lb)
$6.90
$6.77
+2% in Providence, RI
Chicken (lb)
$2.19
$2.10
+4% in Providence, RI
Bananas (lb)
$0.69
$0.62
+11% in Providence, RI

Average prices — Northeast vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (RI / MN)
7%
6.875%
+0.1 pp in RI
Income Tax (top rate)
5.99%
9.85%
+3.9 pp in MN

Providence vs Rochester — FAQ

Is it cheaper to live in Providence or Rochester?
Rochester, MN is cheaper. Its monthly baseline of $1,280 (1BR rent + utilities) runs about 2% below Providence, RI's $1,310, mainly because of electricity costs.
How much more do you need to earn to live in Providence than in Rochester?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Providence versus $44,000 in Rochester.
Which has lower taxes, Providence or Rochester?
Providence is taxed under Rhode Island's rules (a top state income tax rate of 5.99% and a 7% state sales tax); Rochester under Minnesota's (a top state income tax rate of 9.85% and a 6.875% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).