Living Cost Compare
Providence

Rhode Island

$1,330/mo est.

vs
Rapid City

South Dakota

$970/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,330 in Providence, RI versus $970 in Rapid City, SD. Overall, Rapid City, SD is roughly 27% cheaper to live in day-to-day than Providence, RI, driven mainly by rent.

Median household income is $66,772 in Providence, RI and $65,712 in Rapid City, SD — about 2% higher in Providence, RI. Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.

Rent

Studio
$1,116
$533
+52% in Providence, RI
1 Bedroom
$1,030
$807
+22% in Providence, RI
2 Bedroom
$1,323
$1,156
+13% in Providence, RI
3 Bedroom
$1,627
$1,260
+23% in Providence, RI

Buying a Home

Median Home Value
$322,800
$270,000
+16% in Providence, RI

Income

Median Household Income
$66,772
$65,712
+2% in Providence, RI
Metro Median Wage (annual)
$53,680
$46,270
+14% in Providence, RI

People & Lifestyle

Median Age
32.9 yr
39.0 yr
+6.1 yr in Rapid City, SD
Homeownership
41.2%
61.6%
+20.4 pp in Rapid City, SD
Bachelor's+ (25+)
34.7%
36.4%
+1.7 pp in Rapid City, SD
Avg Commute
25.0 min
17.4 min
+7.6 min in Providence, RI

Crime (per 100k/yr)

Violent Crime
282.4
718.9
+155% in Rapid City, SD
Property Crime
1,665.6
3,795.8
+128% in Rapid City, SD

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.6°F
47.1°F
+4.5°F in Providence, RI
Annual Precipitation
47.2 in
16.3 in
+30.9 in in Providence, RI

Gas

Regular Gasoline
$3.94/gal
$3.85/gal
+2% in Providence, RI

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
29.2
15.4
+47% in Providence, RI
Natural Gas ($/MCF)
$25.75
$15.26
+41% in Providence, RI

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.66
+14% in Providence, RI
Eggs (doz)
$2.19
$3.63
+66% in Rapid City, SD
Ground Beef (lb)
$6.90
$6.77
+2% in Providence, RI
Chicken (lb)
$2.19
$2.10
+4% in Providence, RI
Bananas (lb)
$0.69
$0.62
+11% in Providence, RI

Average prices — Northeast vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (RI / SD)
7%
4.2%
+2.8 pp in RI
Income Tax (top rate)
5.99%
None
+6.0 pp in RI

Providence vs Rapid City — FAQ

Is it cheaper to live in Providence or Rapid City?
Rapid City, SD is cheaper. Its monthly baseline of $970 (1BR rent + utilities) runs about 27% below Providence, RI's $1,330, mainly because of rent.
How much more do you need to earn to live in Providence than in Rapid City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Providence versus $32,000 in Rapid City.
Which has lower taxes, Providence or Rapid City?
Providence is taxed under Rhode Island's rules (a top state income tax rate of 5.99% and a 7% state sales tax); Rapid City under South Dakota's (no state income tax and a 4.2% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).