Is it cheaper to live in Omaha or Spokane?

Spokane, WA is cheaper. Its monthly baseline of $1,070 (1BR rent + utilities) runs about 5% below Omaha, NE's $1,130, mainly because of rent.

How much more do you need to earn to live in Omaha than in Spokane?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Omaha versus $36,000 in Spokane.

Which has lower taxes, Omaha or Spokane?

Omaha is taxed under Nebraska's rules (a top state income tax rate of 4.55% and a 5.5% state sales tax); Spokane under Washington's (no state income tax and a 6.5% state sales tax).

Omaha vs Spokane Cost of Living 2026

Omaha

Nebraska

$1,130/mo est.

Spokane

Washington

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,130 in Omaha, NE versus $1,070 in Spokane, WA. Overall, Spokane, WA is roughly 5% cheaper to live in day-to-day than Omaha, NE, driven mainly by rent.

Median household income is $72,708 in Omaha, NE and $65,745 in Spokane, WA — about 10% higher in Omaha, NE. Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax; Washington has no state income tax and a 6.5% state sales tax.

Omaha, NE

Spokane, WA

Rent

Studio

$908

$884

+3% in Omaha, NE

1 Bedroom

$984

$903

+8% in Omaha, NE

2 Bedroom

$1,193

$1,192

+0% in Omaha, NE

3 Bedroom

$1,437

$1,442

+0% in Spokane, WA

Buying a Home

Median Home Value

$230,100

$326,200

+42% in Spokane, WA

Income

Median Household Income

$72,708

$65,745

+10% in Omaha, NE

Metro Median Wage (annual)

$49,660

$54,660

+10% in Spokane, WA

People & Lifestyle

Median Age

35.3 yr

37.2 yr

+1.9 yr in Spokane, WA

Homeownership

57.7%

58.3%

+0.6 pp in Spokane, WA

Bachelor's+ (25+)

40.3%

32.6%

+7.7 pp in Omaha, NE

Avg Commute

19.6 min

21.2 min

+1.6 min in Spokane, WA

Crime (per 100k/yr)

Violent Crime

359

683.6

+90% in Spokane, WA

Property Crime

3,153.5

4,931.8

+56% in Spokane, WA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

51.1°F

48.9°F

+2.2°F in Omaha, NE

Annual Precipitation

30.6 in

17.8 in

+12.8 in in Omaha, NE

Gas

Regular Gasoline

$3.94/gal

$5.12/gal

+30% in Spokane, WA

Area: Midwest (PADD 2) vs Washington.

Public Transit

Base Fare (one-way)

$1.25

—

Adult base one-way fare — Metro Transit (Omaha) vs — (2026).

Utilities

Electricity (¢/kWh)

13.6

14.9

+10% in Spokane, WA

Natural Gas ($/MCF)

$15.53

$20.41

+31% in Spokane, WA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.82

+12% in Spokane, WA

Bread (lb)

$1.66

$2.04

+23% in Spokane, WA

Eggs (doz)

$3.63

$2.19

+40% in Omaha, NE

Ground Beef (lb)

$6.77

$7.36

+9% in Spokane, WA

Chicken (lb)

$2.10

$2.01

+4% in Omaha, NE

Bananas (lb)

$0.62

$0.70

+14% in Spokane, WA

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NE / WA)

5.5%

6.5%

+1.0 pp in WA

Income Tax (top rate)

4.55%

None

+4.5 pp in NE

Omaha vs Spokane — FAQ

Is it cheaper to live in Omaha or Spokane?: Spokane, WA is cheaper. Its monthly baseline of $1,070 (1BR rent + utilities) runs about 5% below Omaha, NE's $1,130, mainly because of rent.
How much more do you need to earn to live in Omaha than in Spokane?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Omaha versus $36,000 in Spokane.
Which has lower taxes, Omaha or Spokane?: Omaha is taxed under Nebraska's rules (a top state income tax rate of 4.55% and a 5.5% state sales tax); Spokane under Washington's (no state income tax and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).