Living Cost Compare
Omaha

Nebraska

$1,120/mo est.

vs
Sacramento

California

$1,740/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,120 in Omaha, NE versus $1,740 in Sacramento, CA. Overall, Omaha, NE is roughly 36% cheaper to live in day-to-day than Sacramento, CA, driven mainly by rent.

Median household income is $72,708 in Omaha, NE and $83,753 in Sacramento, CA — about 13% higher in Sacramento, CA. Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$908
$1,259
+39% in Sacramento, CA
1 Bedroom
$984
$1,418
+44% in Sacramento, CA
2 Bedroom
$1,193
$1,742
+46% in Sacramento, CA
3 Bedroom
$1,437
$1,973
+37% in Sacramento, CA

Buying a Home

Median Home Value
$230,100
$484,600
+111% in Sacramento, CA

Income

Median Household Income
$72,708
$83,753
+15% in Sacramento, CA
Metro Median Wage (annual)
$49,660
$59,750
+20% in Sacramento, CA

People & Lifestyle

Median Age
35.3 yr
35.7 yr
+0.4 yr in Sacramento, CA
Homeownership
57.7%
51.5%
+6.2 pp in Omaha, NE
Bachelor's+ (25+)
40.3%
36.4%
+3.9 pp in Omaha, NE
Avg Commute
19.6 min
25.6 min
+6.0 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
358.6
757.2
+111% in Sacramento, CA
Property Crime
3,153
2,615.3
+17% in Omaha, NE

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.1°F
61.0°F
+9.9°F in Sacramento, CA
Annual Precipitation
30.6 in
18.5 in
+12.1 in in Omaha, NE

Gas

Regular Gasoline
$4.35/gal
$5.91/gal
+36% in Sacramento, CA

Area: Midwest (PADD 2) vs California.

Public Transit

Base Fare (one-way)
$1.25
$2.50
+100% in Sacramento, CA

Adult base one-way fare — Metro Transit (Omaha) vs SacRT (2026).

Utilities

Electricity (¢/kWh)
13.1
33.4
+155% in Sacramento, CA
Natural Gas ($/MCF)
$12.06
$20.72
+72% in Sacramento, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.14
$4.37
+6% in Sacramento, CA
Bread (lb)
$1.79
$2.10
+17% in Sacramento, CA
Eggs (doz)
$3.63
$2.25
+38% in Omaha, NE
Ground Beef (lb)
$6.97
$7.23
+4% in Sacramento, CA
Chicken (lb)
$2.15
$2.14
+1% in Omaha, NE
Bananas (lb)
$0.63
$0.74
+18% in Sacramento, CA

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NE / CA)
5.5%
7.25%
+1.8 pp in CA
Income Tax (top rate)
4.55%
13.30%
+8.8 pp in CA

Omaha vs Sacramento — FAQ

Is it cheaper to live in Omaha or Sacramento?
Omaha, NE is cheaper. Its monthly baseline of $1,120 (1BR rent + utilities) runs about 36% below Sacramento, CA's $1,740, mainly because of rent.
How much more do you need to earn to live in Omaha than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Omaha versus $57,000 in Sacramento.
Which has lower taxes, Omaha or Sacramento?
Omaha is taxed under Nebraska's rules (a top state income tax rate of 4.55% and a 5.5% state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).