Is it cheaper to live in Newark or Tacoma?

Newark, NJ is cheaper. Its monthly baseline of $1,210 (1BR rent + utilities) runs about 19% below Tacoma, WA's $1,500, mainly because of rent.

How much more do you need to earn to live in Newark than in Tacoma?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Newark versus $53,000 in Tacoma.

Which has lower taxes, Newark or Tacoma?

Newark is taxed under New Jersey's rules (a top state income tax rate of 10.75% and a 6.625% state sales tax); Tacoma under Washington's (no state income tax and a 6.5% state sales tax).

Newark vs Tacoma Cost of Living 2026

Newark

New Jersey

$1,210/mo est.

Tacoma

Washington

$1,500/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,210 in Newark, NJ versus $1,500 in Tacoma, WA. Overall, Newark, NJ is roughly 19% cheaper to live in day-to-day than Tacoma, WA, driven mainly by rent.

Median household income is $48,416 in Newark, NJ and $83,857 in Tacoma, WA — about 42% higher in Tacoma, WA. New Jersey has a top state income tax rate of 10.75% and a 6.625% state sales tax; Washington has no state income tax and a 6.5% state sales tax.

Newark, NJ

Tacoma, WA

Rent

Studio

$1,111

$1,178

+6% in Tacoma, WA

1 Bedroom

$978

$1,332

+36% in Tacoma, WA

2 Bedroom

$1,386

$1,693

+22% in Tacoma, WA

3 Bedroom

$1,695

$2,094

+24% in Tacoma, WA

Buying a Home

Median Home Value

$337,800

$454,600

+35% in Tacoma, WA

Income

Median Household Income

$48,416

$83,857

+73% in Tacoma, WA

Metro Median Wage (annual)

$61,430

$72,610

+18% in Tacoma, WA

People & Lifestyle

Median Age

34.8 yr

37.3 yr

+2.5 yr in Tacoma, WA

Homeownership

24.1%

56.5%

+32.4 pp in Tacoma, WA

Bachelor's+ (25+)

17.4%

33.5%

+16.1 pp in Tacoma, WA

Avg Commute

33.2 min

29.0 min

+4.2 min in Newark, NJ

Crime (per 100k/yr)

Violent Crime

582.5

1,064.4

+83% in Tacoma, WA

Property Crime

1,961.8

5,695.2

+190% in Tacoma, WA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

54.9°F

52.1°F

+2.8°F in Newark, NJ

Annual Precipitation

46.3 in

43.0 in

+3.2 in in Newark, NJ

Gas

Regular Gasoline

$3.86/gal

$5.12/gal

+33% in Tacoma, WA

Area: East Coast (PADD 1) vs Washington.

Utilities

Electricity (¢/kWh)

23.3

14.9

+36% in Newark, NJ

Natural Gas ($/MCF)

$15.93

$20.41

+28% in Tacoma, WA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.82

+12% in Tacoma, WA

Bread (lb)

$1.92

$2.04

+6% in Tacoma, WA

Eggs (doz)

$2.19

about equal

Ground Beef (lb)

$6.90

$7.36

+7% in Tacoma, WA

Chicken (lb)

$2.19

$2.01

+8% in Newark, NJ

Bananas (lb)

$0.69

$0.70

about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NJ / WA)

6.625%

6.5%

+0.1 pp in NJ

Income Tax (top rate)

10.75%

None

+10.8 pp in NJ

Newark vs Tacoma — FAQ

Is it cheaper to live in Newark or Tacoma?: Newark, NJ is cheaper. Its monthly baseline of $1,210 (1BR rent + utilities) runs about 19% below Tacoma, WA's $1,500, mainly because of rent.
How much more do you need to earn to live in Newark than in Tacoma?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Newark versus $53,000 in Tacoma.
Which has lower taxes, Newark or Tacoma?: Newark is taxed under New Jersey's rules (a top state income tax rate of 10.75% and a 6.625% state sales tax); Tacoma under Washington's (no state income tax and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).