Living Cost Compare
Newark

New Jersey

$1,230/mo est.

vs
Paterson

New Jersey

$1,430/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,230 in Newark, NJ versus $1,430 in Paterson, NJ. Overall, Newark, NJ is roughly 14% cheaper to live in day-to-day than Paterson, NJ, driven mainly by rent.

Median household income is $48,416 in Newark, NJ and $53,766 in Paterson, NJ — about 10% higher in Paterson, NJ. Both cities are in New Jersey, so state taxes are identical: a top state income tax rate of 10.75% and a 6.625% state sales tax.

Rent

Studio
$1,111
$786
+29% in Newark, NJ
1 Bedroom
$978
$1,183
+21% in Paterson, NJ
2 Bedroom
$1,386
$1,468
+6% in Paterson, NJ
3 Bedroom
$1,695
$1,729
+2% in Paterson, NJ

Buying a Home

Median Home Value
$337,800
$335,400
+1% in Newark, NJ

Income

Median Household Income
$48,416
$53,766
+11% in Paterson, NJ
Metro Median Wage (annual)
$61,430
$61,430
about equal

People & Lifestyle

Median Age
34.8 yr
33.3 yr
+1.5 yr in Newark, NJ
Homeownership
24.1%
26.2%
+2.1 pp in Paterson, NJ
Bachelor's+ (25+)
17.4%
12.5%
+4.9 pp in Newark, NJ
Avg Commute
33.2 min
23.1 min
+10.1 min in Newark, NJ

Crime (per 100k/yr)

Violent Crime
582.5
1,010.1
+73% in Paterson, NJ
Property Crime
1,961.8
2,391.4
+22% in Paterson, NJ

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
54.9°F
52.2°F
+2.7°F in Newark, NJ
Annual Precipitation
46.3 in
49.0 in
+2.8 in in Paterson, NJ

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
24.9
24.9
about equal
Natural Gas ($/MCF)
$17.68
$17.68
about equal

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.92
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$6.90
about equal
Chicken (lb)
$2.19
$2.19
about equal
Bananas (lb)
$0.69
$0.69
about equal

Average prices — Northeast vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NJ / NJ)
6.625%
6.625%
about equal
Income Tax (top rate)
10.75%
10.75%
about equal

Newark vs Paterson — FAQ

Is it cheaper to live in Newark or Paterson?
Newark, NJ is cheaper. Its monthly baseline of $1,230 (1BR rent + utilities) runs about 14% below Paterson, NJ's $1,430, mainly because of rent.
How much more do you need to earn to live in Newark than in Paterson?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $39,000 a year in Newark versus $47,000 in Paterson.
Which has lower taxes, Newark or Paterson?
Neither — both are in New Jersey, so they share the same state tax rates: a top state income tax rate of 10.75% and a 6.625% state sales tax.

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).