Living Cost Compare
New York City

New York

$2,010/mo est.

vs
Tulsa

Oklahoma

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,010 in New York City, NY versus $1,020 in Tulsa, OK. Overall, Tulsa, OK is roughly 49% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $79,713 in New York City, NY and $58,407 in Tulsa, OK — about 27% higher in New York City, NY. New York has a top state income tax rate of 10.90% and a 4% state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Rent

Studio
$1,633
$786
+52% in New York City, NY
1 Bedroom
$1,705
$847
+50% in New York City, NY
2 Bedroom
$1,781
$1,045
+41% in New York City, NY
3 Bedroom
$2,065
$1,265
+39% in New York City, NY

Buying a Home

Median Home Value
$751,700
$189,600
+75% in New York City, NY

Income

Median Household Income
$79,713
$58,407
+27% in New York City, NY
Metro Median Wage (annual)
$61,430
$46,670
+24% in New York City, NY

People & Lifestyle

Median Age
38.0 yr
35.5 yr
+2.5 yr in New York City, NY
Homeownership
32.8%
52.0%
+19.2 pp in Tulsa, OK
Bachelor's+ (25+)
41.0%
33.3%
+7.7 pp in New York City, NY
Avg Commute
40.6 min
18.7 min
+21.9 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
694
948.9
+37% in Tulsa, OK
Property Crime
2,415.4
3,664.6
+52% in Tulsa, OK

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.0°F
60.1°F
+5.1°F in Tulsa, OK
Annual Precipitation
49.9 in
43.7 in
+6.2 in in New York City, NY

Gas

Regular Gasoline
$3.95/gal
$3.94/gal
+0% in New York City, NY

Area: New York City vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — MTA vs (2026).

Utilities

Electricity (¢/kWh)
29.9
13.4
+55% in New York City, NY
Natural Gas ($/MCF)
$22.74
$27.15
+19% in Tulsa, OK

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in New York City, NY
Bread (lb)
$1.92
$1.75
+9% in New York City, NY
Eggs (doz)
$2.19
$2.21
+1% in Tulsa, OK
Ground Beef (lb)
$6.90
$6.45
+6% in New York City, NY
Chicken (lb)
$2.19
$1.90
+13% in New York City, NY
Bananas (lb)
$0.69
$0.62
+11% in New York City, NY

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / OK)
4%
4.5%
+0.5 pp in OK
Income Tax (top rate)
10.90%
4.50%
+6.4 pp in NY

New York City vs Tulsa — FAQ

Is it cheaper to live in New York City or Tulsa?
Tulsa, OK is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 49% below New York City, NY's $2,010, mainly because of rent.
How much more do you need to earn to live in New York City than in Tulsa?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $68,000 a year in New York City versus $34,000 in Tulsa.
Which has lower taxes, New York City or Tulsa?
New York City is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Tulsa under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).