Living Cost Compare
New York City

New York

$2,010/mo est.

vs
Topeka

Kansas

$940/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,010 in New York City, NY versus $940 in Topeka, KS. Overall, Topeka, KS is roughly 53% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $79,713 in New York City, NY and $55,902 in Topeka, KS — about 30% higher in New York City, NY. New York has a top state income tax rate of 10.90% and a 4% state sales tax; Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax.

Rent

Studio
$1,633
$702
+57% in New York City, NY
1 Bedroom
$1,705
$758
+56% in New York City, NY
2 Bedroom
$1,781
$977
+45% in New York City, NY
3 Bedroom
$2,065
$1,177
+43% in New York City, NY

Buying a Home

Median Home Value
$751,700
$130,600
+83% in New York City, NY

Income

Median Household Income
$79,713
$55,902
+30% in New York City, NY
Metro Median Wage (annual)
$61,430
$49,540
+19% in New York City, NY

People & Lifestyle

Median Age
38.0 yr
38.2 yr
+0.2 yr in Topeka, KS
Homeownership
32.8%
59.2%
+26.4 pp in Topeka, KS
Bachelor's+ (25+)
41.0%
29.1%
+11.9 pp in New York City, NY
Avg Commute
40.6 min
16.7 min
+23.9 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
694
856.5
+23% in Topeka, KS
Property Crime
2,415.4
3,660.2
+52% in Topeka, KS

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.0°F
55.1°F
+0.1°F in Topeka, KS
Annual Precipitation
49.9 in
36.5 in
+13.5 in in New York City, NY

Gas

Regular Gasoline
$4.08/gal
$3.85/gal
+6% in New York City, NY

Area: New York City vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — MTA vs (2026).

Utilities

Electricity (¢/kWh)
29.5
15.7
+47% in New York City, NY
Natural Gas ($/MCF)
$27.01
$25.12
+7% in New York City, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.66
+14% in New York City, NY
Eggs (doz)
$2.19
$3.63
+66% in Topeka, KS
Ground Beef (lb)
$6.90
$6.77
+2% in New York City, NY
Chicken (lb)
$2.19
$2.10
+4% in New York City, NY
Bananas (lb)
$0.69
$0.62
+11% in New York City, NY

Average prices — Northeast vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / KS)
4%
6.5%
+2.5 pp in KS
Income Tax (top rate)
10.90%
5.58%
+5.3 pp in NY

New York City vs Topeka — FAQ

Is it cheaper to live in New York City or Topeka?
Topeka, KS is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 53% below New York City, NY's $2,010, mainly because of rent.
How much more do you need to earn to live in New York City than in Topeka?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $68,000 a year in New York City versus $30,000 in Topeka.
Which has lower taxes, New York City or Topeka?
New York City is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Topeka under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).