Living Cost Compare
New York City

New York

$1,990/mo est.

vs
Seattle

Washington

$2,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,990 in New York City, NY versus $2,020 in Seattle, WA. Overall, New York City, NY is roughly 1% cheaper to live in day-to-day than Seattle, WA, driven mainly by rent.

Median household income is $79,713 in New York City, NY and $121,984 in Seattle, WA — about 35% higher in Seattle, WA. New York has a top state income tax rate of 10.90% and a 4% state sales tax; Washington has no state income tax and a 6.5% state sales tax.

Rent

Studio
$1,633
$1,638
+0% in Seattle, WA
1 Bedroom
$1,705
$1,858
+9% in Seattle, WA
2 Bedroom
$1,781
$2,359
+32% in Seattle, WA
3 Bedroom
$2,065
$2,918
+41% in Seattle, WA

Buying a Home

Median Home Value
$751,700
$912,100
+21% in Seattle, WA

Income

Median Household Income
$79,713
$121,984
+53% in Seattle, WA
Metro Median Wage (annual)
$61,430
$72,610
+18% in Seattle, WA

People & Lifestyle

Median Age
38.0 yr
35.5 yr
+2.5 yr in New York City, NY
Homeownership
32.8%
44.2%
+11.4 pp in Seattle, WA
Bachelor's+ (25+)
41.0%
67.5%
+26.5 pp in Seattle, WA
Avg Commute
40.6 min
26.6 min
+14.0 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
690.9
787.3
+14% in Seattle, WA
Property Crime
2,413.5
5,107.9
+112% in Seattle, WA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.0°F
53.5°F
+1.5°F in New York City, NY
Annual Precipitation
49.9 in
37.7 in
+12.2 in in New York City, NY

Gas

Regular Gasoline
$4.44/gal
$5.77/gal
+30% in Seattle, WA

Area: New York City vs Seattle.

Public Transit

Base Fare (one-way)
$3.00
$2.75
+8% in New York City, NY

Adult base one-way fare — MTA vs King County Metro (2026).

Utilities

Electricity (¢/kWh)
28.6
14.4
+50% in New York City, NY
Natural Gas ($/MCF)
$18.90
$17.32
+8% in New York City, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.14
$4.37
+6% in Seattle, WA
Bread (lb)
$1.92
$2.10
+9% in Seattle, WA
Eggs (doz)
$2.25
$2.25
about equal
Ground Beef (lb)
$6.90
$7.23
+5% in Seattle, WA
Chicken (lb)
$2.02
$2.14
+6% in Seattle, WA
Bananas (lb)
$0.68
$0.74
+9% in Seattle, WA

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / WA)
4%
6.5%
+2.5 pp in WA
Income Tax (top rate)
10.90%
None
+10.9 pp in NY

New York City vs Seattle — FAQ

Is it cheaper to live in New York City or Seattle?
New York City, NY is cheaper. Its monthly baseline of $1,990 (1BR rent + utilities) runs about 1% below Seattle, WA's $2,020, mainly because of rent.
How much more do you need to earn to live in New York City than in Seattle?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $68,000 a year in New York City versus $74,000 in Seattle.
Which has lower taxes, New York City or Seattle?
New York City is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Seattle under Washington's (no state income tax and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).