Living Cost Compare
New York City

New York

$1,990/mo est.

vs
Santa Ana

California

$2,560/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,990 in New York City, NY versus $2,560 in Santa Ana, CA. Overall, New York City, NY is roughly 22% cheaper to live in day-to-day than Santa Ana, CA, driven mainly by rent.

Median household income is $79,713 in New York City, NY and $109,739 in Santa Ana, CA — about 27% higher in Santa Ana, CA. New York has a top state income tax rate of 10.90% and a 4% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,633
$1,770
+8% in Santa Ana, CA
1 Bedroom
$1,705
$2,232
+31% in Santa Ana, CA
2 Bedroom
$1,781
$2,719
+53% in Santa Ana, CA
3 Bedroom
$2,065
$2,636
+28% in Santa Ana, CA

Buying a Home

Median Home Value
$751,700
$1,810,200
+141% in Santa Ana, CA

Income

Median Household Income
$79,713
$109,739
+38% in Santa Ana, CA
Metro Median Wage (annual)
$61,430
$55,850
+9% in New York City, NY

People & Lifestyle

Median Age
38.0 yr
42.9 yr
+4.9 yr in Santa Ana, CA
Homeownership
32.8%
28.8%
+4.0 pp in New York City, NY
Bachelor's+ (25+)
41.0%
68.9%
+27.9 pp in Santa Ana, CA
Avg Commute
40.6 min
25.8 min
+14.8 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
690.9
497.3
+28% in New York City, NY
Property Crime
2,413.5
1,721.5
+29% in New York City, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.0°F
65.6°F
+10.6°F in Santa Ana, CA
Annual Precipitation
49.9 in
13.6 in
+36.3 in in New York City, NY

Gas

Regular Gasoline
$4.44/gal
$5.89/gal
+33% in Santa Ana, CA

Area: New York City vs Los Angeles.

Public Transit

Base Fare (one-way)
$3.00
$2.00
+33% in New York City, NY

Adult base one-way fare — MTA vs OCTA (2026).

Utilities

Electricity (¢/kWh)
28.6
33.4
+17% in Santa Ana, CA
Natural Gas ($/MCF)
$18.90
$20.72
+10% in Santa Ana, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.14
$4.37
+6% in Santa Ana, CA
Bread (lb)
$1.92
$2.10
+9% in Santa Ana, CA
Eggs (doz)
$2.25
$2.25
about equal
Ground Beef (lb)
$6.90
$7.23
+5% in Santa Ana, CA
Chicken (lb)
$2.02
$2.14
+6% in Santa Ana, CA
Bananas (lb)
$0.68
$0.74
+9% in Santa Ana, CA

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / CA)
4%
7.25%
+3.3 pp in CA
Income Tax (top rate)
10.90%
13.30%
+2.4 pp in CA

New York City vs Santa Ana — FAQ

Is it cheaper to live in New York City or Santa Ana?
New York City, NY is cheaper. Its monthly baseline of $1,990 (1BR rent + utilities) runs about 22% below Santa Ana, CA's $2,560, mainly because of rent.
How much more do you need to earn to live in New York City than in Santa Ana?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $68,000 a year in New York City versus $89,000 in Santa Ana.
Which has lower taxes, New York City or Santa Ana?
New York City is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Santa Ana under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).