Living Cost Compare
New York City

New York

$2,010/mo est.

vs
Provo

Utah

$1,120/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,010 in New York City, NY versus $1,120 in Provo, UT. Overall, Provo, UT is roughly 44% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $79,713 in New York City, NY and $62,800 in Provo, UT — about 21% higher in New York City, NY. New York has a top state income tax rate of 10.90% and a 4% state sales tax; Utah has a top state income tax rate of 4.50% and a 6.1% state sales tax.

Rent

Studio
$1,633
$1,009
+38% in New York City, NY
1 Bedroom
$1,705
$978
+43% in New York City, NY
2 Bedroom
$1,781
$1,128
+37% in New York City, NY
3 Bedroom
$2,065
$1,381
+33% in New York City, NY

Buying a Home

Median Home Value
$751,700
$437,100
+42% in New York City, NY

Income

Median Household Income
$79,713
$62,800
+21% in New York City, NY
Metro Median Wage (annual)
$61,430
$48,010
+22% in New York City, NY

People & Lifestyle

Median Age
38.0 yr
23.7 yr
+14.3 yr in New York City, NY
Homeownership
32.8%
39.9%
+7.1 pp in Provo, UT
Bachelor's+ (25+)
41.0%
45.0%
+4.0 pp in Provo, UT
Avg Commute
40.6 min
18.5 min
+22.1 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
694
205.7
+70% in New York City, NY
Property Crime
2,415.4
1,280.6
+47% in New York City, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.0°F
53.4°F
+1.6°F in New York City, NY
Annual Precipitation
49.9 in
19.8 in
+30.2 in in New York City, NY

Gas

Regular Gasoline
$4.08/gal
$4.27/gal
+5% in Provo, UT

Area: New York City vs Rocky Mountain (PADD 4).

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — MTA vs (2026).

Utilities

Electricity (¢/kWh)
29.5
13.4
+55% in New York City, NY
Natural Gas ($/MCF)
$27.01
$11.84
+56% in New York City, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in Provo, UT
Bread (lb)
$1.92
$2.04
+6% in Provo, UT
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in Provo, UT
Chicken (lb)
$2.19
$2.01
+8% in New York City, NY
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / UT)
4%
6.1%
+2.1 pp in UT
Income Tax (top rate)
10.90%
4.50%
+6.4 pp in NY

New York City vs Provo — FAQ

Is it cheaper to live in New York City or Provo?
Provo, UT is cheaper. Its monthly baseline of $1,120 (1BR rent + utilities) runs about 44% below New York City, NY's $2,010, mainly because of rent.
How much more do you need to earn to live in New York City than in Provo?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $68,000 a year in New York City versus $39,000 in Provo.
Which has lower taxes, New York City or Provo?
New York City is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Provo under Utah's (a top state income tax rate of 4.50% and a 6.1% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).