Is it cheaper to live in Nashua or Virginia Beach?

Virginia Beach, VA is cheaper. Its monthly baseline of $1,560 (1BR rent + utilities) runs about 6% below Nashua, NH's $1,660, mainly because of electricity costs.

How much more do you need to earn to live in Nashua than in Virginia Beach?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $55,000 a year in Nashua versus $54,000 in Virginia Beach.

Which has lower taxes, Nashua or Virginia Beach?

Nashua is taxed under New Hampshire's rules (no state income tax and no state sales tax); Virginia Beach under Virginia's (a top state income tax rate of 5.75% and a 5.3% state sales tax).

Nashua vs Virginia Beach Cost of Living 2026

Nashua

New Hampshire

$1,660/mo est.

Virginia Beach

Virginia

$1,560/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,660 in Nashua, NH versus $1,560 in Virginia Beach, VA. Overall, Virginia Beach, VA is roughly 6% cheaper to live in day-to-day than Nashua, NH, driven mainly by electricity costs.

Median household income is $92,457 in Nashua, NH and $90,685 in Virginia Beach, VA — about 2% higher in Nashua, NH. New Hampshire has no state income tax and no state sales tax; Virginia has a top state income tax rate of 5.75% and a 5.3% state sales tax.

Nashua, NH

Virginia Beach, VA

Rent

Studio

$1,127

$1,496

+33% in Virginia Beach, VA

1 Bedroom

$1,383

$1,357

+2% in Nashua, NH

2 Bedroom

$1,699

$1,559

+8% in Nashua, NH

3 Bedroom

$1,951

$1,857

+5% in Nashua, NH

Buying a Home

Median Home Value

$373,100

$366,300

+2% in Nashua, NH

Income

Median Household Income

$92,457

$90,685

+2% in Nashua, NH

Metro Median Wage (annual)

$56,530

$49,430

+13% in Nashua, NH

People & Lifestyle

Median Age

39.7 yr

37.4 yr

+2.3 yr in Nashua, NH

Homeownership

56.4%

64.9%

+8.5 pp in Virginia Beach, VA

Bachelor's+ (25+)

40.5%

40.4%

+0.1 pp in Nashua, NH

Avg Commute

25.3 min

23.2 min

+2.1 min in Nashua, NH

Crime (per 100k/yr)

Violent Crime

164.9

96.9

+41% in Nashua, NH

Property Crime

1,269

1,664.9

+31% in Virginia Beach, VA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

49.2°F

59.9°F

+10.7°F in Virginia Beach, VA

Annual Precipitation

44.6 in

44.3 in

+0.3 in in Nashua, NH

Gas

Regular Gasoline

$3.94/gal

about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)

—

$2.00

Adult base one-way fare — — vs HRT (2026).

Utilities

Electricity (¢/kWh)

27.0

17.2

+36% in Nashua, NH

Natural Gas ($/MCF)

$21.67

$27.20

+26% in Virginia Beach, VA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.00

+7% in Nashua, NH

Bread (lb)

$1.92

$1.75

+9% in Nashua, NH

Eggs (doz)

$2.19

$2.21

+1% in Virginia Beach, VA

Ground Beef (lb)

$6.90

$6.45

+6% in Nashua, NH

Chicken (lb)

$2.19

$1.90

+13% in Nashua, NH

Bananas (lb)

$0.69

$0.62

+11% in Nashua, NH

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / VA)

None

5.3%

+5.3 pp in VA

Income Tax (top rate)

None

5.75%

+5.8 pp in VA

Nashua vs Virginia Beach — FAQ

Is it cheaper to live in Nashua or Virginia Beach?: Virginia Beach, VA is cheaper. Its monthly baseline of $1,560 (1BR rent + utilities) runs about 6% below Nashua, NH's $1,660, mainly because of electricity costs.
How much more do you need to earn to live in Nashua than in Virginia Beach?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $55,000 a year in Nashua versus $54,000 in Virginia Beach.
Which has lower taxes, Nashua or Virginia Beach?: Nashua is taxed under New Hampshire's rules (no state income tax and no state sales tax); Virginia Beach under Virginia's (a top state income tax rate of 5.75% and a 5.3% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).