Living Cost Compare
Nashua

New Hampshire

$1,660/mo est.

vs
San Francisco

California

$2,760/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,660 in Nashua, NH versus $2,760 in San Francisco, CA. Overall, Nashua, NH is roughly 40% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.

Median household income is $92,457 in Nashua, NH and $141,446 in San Francisco, CA — about 35% higher in San Francisco, CA. New Hampshire has no state income tax and no state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,127
$1,560
+38% in San Francisco, CA
1 Bedroom
$1,383
$2,425
+75% in San Francisco, CA
2 Bedroom
$1,699
$2,982
+76% in San Francisco, CA
3 Bedroom
$1,951
$3,269
+68% in San Francisco, CA

Buying a Home

Median Home Value
$373,100
$1,380,500
+270% in San Francisco, CA

Income

Median Household Income
$92,457
$141,446
+53% in San Francisco, CA
Metro Median Wage (annual)
$56,530
$74,260
+31% in San Francisco, CA

People & Lifestyle

Median Age
39.7 yr
39.7 yr
about equal
Homeownership
56.4%
38.5%
+17.9 pp in Nashua, NH
Bachelor's+ (25+)
40.5%
60.1%
+19.6 pp in San Francisco, CA
Avg Commute
25.3 min
31.2 min
+5.9 min in San Francisco, CA

Crime (per 100k/yr)

Violent Crime
164.9
596.5
+262% in San Francisco, CA
Property Crime
1,269
3,962.2
+212% in San Francisco, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
49.2°F
57.3°F
+8.1°F in San Francisco, CA
Annual Precipitation
44.6 in
23.6 in
+20.9 in in Nashua, NH

Gas

Regular Gasoline
$3.94/gal
$5.55/gal
+41% in San Francisco, CA

Area: East Coast (PADD 1) vs San Francisco.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SF Muni (2026).

Utilities

Electricity (¢/kWh)
27.0
34.7
+29% in San Francisco, CA
Natural Gas ($/MCF)
$21.67
$20.33
+6% in Nashua, NH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.82
+12% in San Francisco, CA
Bread (lb)
$1.92
$2.04
+6% in San Francisco, CA
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$7.36
+7% in San Francisco, CA
Chicken (lb)
$2.19
$2.01
+8% in Nashua, NH
Bananas (lb)
$0.69
$0.70
about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / CA)
None
7.25%
+7.3 pp in CA
Income Tax (top rate)
None
13.30%
+13.3 pp in CA

Nashua vs San Francisco — FAQ

Is it cheaper to live in Nashua or San Francisco?
Nashua, NH is cheaper. Its monthly baseline of $1,660 (1BR rent + utilities) runs about 40% below San Francisco, CA's $2,760, mainly because of rent.
How much more do you need to earn to live in Nashua than in San Francisco?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $55,000 a year in Nashua versus $97,000 in San Francisco.
Which has lower taxes, Nashua or San Francisco?
Nashua is taxed under New Hampshire's rules (no state income tax and no state sales tax); San Francisco under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).