Living Cost Compare
Morgantown

West Virginia

$950/mo est.

vs
Rochester

New York

$1,160/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $950 in Morgantown, WV versus $1,160 in Rochester, NY. Overall, Morgantown, WV is roughly 18% cheaper to live in day-to-day than Rochester, NY, driven mainly by electricity costs.

Median household income is $42,245 in Morgantown, WV and $46,628 in Rochester, NY — about 9% higher in Rochester, NY. West Virginia has a top state income tax rate of 4.82% and a 6% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$836
$750
+10% in Morgantown, WV
1 Bedroom
$770
$857
+11% in Rochester, NY
2 Bedroom
$969
$1,114
+15% in Rochester, NY
3 Bedroom
$1,038
$1,240
+19% in Rochester, NY

Buying a Home

Median Home Value
$238,200
$120,600
+49% in Morgantown, WV

Income

Median Household Income
$42,245
$46,628
+10% in Rochester, NY
Metro Median Wage (annual)
$47,350
$51,210
+8% in Rochester, NY

People & Lifestyle

Median Age
24.0 yr
33.5 yr
+9.5 yr in Rochester, NY
Homeownership
44.3%
37.2%
+7.1 pp in Morgantown, WV
Bachelor's+ (25+)
58.1%
29.9%
+28.2 pp in Morgantown, WV
Avg Commute
17.3 min
18.9 min
+1.6 min in Rochester, NY

Crime (per 100k/yr)

Violent Crime
216.3
690
+219% in Rochester, NY
Property Crime
1,976.4
3,533.4
+79% in Rochester, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
53.0°F
48.2°F
+4.8°F in Morgantown, WV
Annual Precipitation
41.8 in
34.3 in
+7.6 in in Morgantown, WV

Gas

Regular Gasoline
$3.94/gal
$4.13/gal
+5% in Rochester, NY

Area: East Coast (PADD 1) vs New York.

Utilities

Electricity (¢/kWh)
15.4
29.5
+91% in Rochester, NY
Natural Gas ($/MCF)
$24.68
$27.01
+9% in Rochester, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Rochester, NY
Bread (lb)
$1.75
$1.92
+10% in Rochester, NY
Eggs (doz)
$2.21
$2.19
+1% in Morgantown, WV
Ground Beef (lb)
$6.45
$6.90
+7% in Rochester, NY
Chicken (lb)
$1.90
$2.19
+15% in Rochester, NY
Bananas (lb)
$0.62
$0.69
+12% in Rochester, NY

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (WV / NY)
6%
4%
+2.0 pp in WV
Income Tax (top rate)
4.82%
10.90%
+6.1 pp in NY

Morgantown vs Rochester — FAQ

Is it cheaper to live in Morgantown or Rochester?
Morgantown, WV is cheaper. Its monthly baseline of $950 (1BR rent + utilities) runs about 18% below Rochester, NY's $1,160, mainly because of electricity costs.
How much more do you need to earn to live in Morgantown than in Rochester?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $31,000 a year in Morgantown versus $34,000 in Rochester.
Which has lower taxes, Morgantown or Rochester?
Morgantown is taxed under West Virginia's rules (a top state income tax rate of 4.82% and a 6% state sales tax); Rochester under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).