Living Cost Compare
Morgantown

West Virginia

$950/mo est.

vs
Rapid City

South Dakota

$970/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $950 in Morgantown, WV versus $970 in Rapid City, SD. Overall, Morgantown, WV is roughly 2% cheaper to live in day-to-day than Rapid City, SD, driven mainly by rent.

Median household income is $42,245 in Morgantown, WV and $65,712 in Rapid City, SD — about 36% higher in Rapid City, SD. West Virginia has a top state income tax rate of 4.82% and a 6% state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.

Rent

Studio
$836
$533
+36% in Morgantown, WV
1 Bedroom
$770
$807
+5% in Rapid City, SD
2 Bedroom
$969
$1,156
+19% in Rapid City, SD
3 Bedroom
$1,038
$1,260
+21% in Rapid City, SD

Buying a Home

Median Home Value
$238,200
$270,000
+13% in Rapid City, SD

Income

Median Household Income
$42,245
$65,712
+56% in Rapid City, SD
Metro Median Wage (annual)
$47,350
$46,270
+2% in Morgantown, WV

People & Lifestyle

Median Age
24.0 yr
39.0 yr
+15.0 yr in Rapid City, SD
Homeownership
44.3%
61.6%
+17.3 pp in Rapid City, SD
Bachelor's+ (25+)
58.1%
36.4%
+21.7 pp in Morgantown, WV
Avg Commute
17.3 min
17.4 min
+0.1 min in Rapid City, SD

Crime (per 100k/yr)

Violent Crime
216.3
718.9
+232% in Rapid City, SD
Property Crime
1,976.4
3,795.8
+92% in Rapid City, SD

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
53.0°F
47.1°F
+5.9°F in Morgantown, WV
Annual Precipitation
41.8 in
16.3 in
+25.5 in in Morgantown, WV

Gas

Regular Gasoline
$3.94/gal
$3.85/gal
+2% in Morgantown, WV

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
15.4
15.4
+1% in Morgantown, WV
Natural Gas ($/MCF)
$24.68
$15.26
+38% in Morgantown, WV

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Rapid City, SD
Bread (lb)
$1.75
$1.66
+5% in Morgantown, WV
Eggs (doz)
$2.21
$3.63
+64% in Rapid City, SD
Ground Beef (lb)
$6.45
$6.77
+5% in Rapid City, SD
Chicken (lb)
$1.90
$2.10
+10% in Rapid City, SD
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (WV / SD)
6%
4.2%
+1.8 pp in WV
Income Tax (top rate)
4.82%
None
+4.8 pp in WV

Morgantown vs Rapid City — FAQ

Is it cheaper to live in Morgantown or Rapid City?
Morgantown, WV is cheaper. Its monthly baseline of $950 (1BR rent + utilities) runs about 2% below Rapid City, SD's $970, mainly because of rent.
How much more do you need to earn to live in Morgantown than in Rapid City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $31,000 a year in Morgantown versus $32,000 in Rapid City.
Which has lower taxes, Morgantown or Rapid City?
Morgantown is taxed under West Virginia's rules (a top state income tax rate of 4.82% and a 6% state sales tax); Rapid City under South Dakota's (no state income tax and a 4.2% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).