Living Cost Compare
Morgantown

West Virginia

$950/mo est.

vs
New York City

New York

$2,010/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $950 in Morgantown, WV versus $2,010 in New York City, NY. Overall, Morgantown, WV is roughly 53% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $42,245 in Morgantown, WV and $79,713 in New York City, NY — about 47% higher in New York City, NY. West Virginia has a top state income tax rate of 4.82% and a 6% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$836
$1,633
+95% in New York City, NY
1 Bedroom
$770
$1,705
+121% in New York City, NY
2 Bedroom
$969
$1,781
+84% in New York City, NY
3 Bedroom
$1,038
$2,065
+99% in New York City, NY

Buying a Home

Median Home Value
$238,200
$751,700
+216% in New York City, NY

Income

Median Household Income
$42,245
$79,713
+89% in New York City, NY
Metro Median Wage (annual)
$47,350
$61,430
+30% in New York City, NY

People & Lifestyle

Median Age
24.0 yr
38.0 yr
+14.0 yr in New York City, NY
Homeownership
44.3%
32.8%
+11.5 pp in Morgantown, WV
Bachelor's+ (25+)
58.1%
41.0%
+17.1 pp in Morgantown, WV
Avg Commute
17.3 min
40.6 min
+23.3 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
216.3
694
+221% in New York City, NY
Property Crime
1,976.4
2,415.4
+22% in New York City, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
53.0°F
55.0°F
+2.0°F in New York City, NY
Annual Precipitation
41.8 in
49.9 in
+8.1 in in New York City, NY

Gas

Regular Gasoline
$3.94/gal
$4.08/gal
+4% in New York City, NY

Area: East Coast (PADD 1) vs New York City.

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — vs MTA (2026).

Utilities

Electricity (¢/kWh)
15.4
29.5
+91% in New York City, NY
Natural Gas ($/MCF)
$24.68
$27.01
+9% in New York City, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in New York City, NY
Bread (lb)
$1.75
$1.92
+10% in New York City, NY
Eggs (doz)
$2.21
$2.19
+1% in Morgantown, WV
Ground Beef (lb)
$6.45
$6.90
+7% in New York City, NY
Chicken (lb)
$1.90
$2.19
+15% in New York City, NY
Bananas (lb)
$0.62
$0.69
+12% in New York City, NY

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (WV / NY)
6%
4%
+2.0 pp in WV
Income Tax (top rate)
4.82%
10.90%
+6.1 pp in NY

Morgantown vs New York City — FAQ

Is it cheaper to live in Morgantown or New York City?
Morgantown, WV is cheaper. Its monthly baseline of $950 (1BR rent + utilities) runs about 53% below New York City, NY's $2,010, mainly because of rent.
How much more do you need to earn to live in Morgantown than in New York City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $31,000 a year in Morgantown versus $68,000 in New York City.
Which has lower taxes, Morgantown or New York City?
Morgantown is taxed under West Virginia's rules (a top state income tax rate of 4.82% and a 6% state sales tax); New York City under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).