Living Cost Compare
Minneapolis

Minnesota

$1,350/mo est.

vs
San Diego

California

$2,210/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,350 in Minneapolis, MN versus $2,210 in San Diego, CA. Overall, Minneapolis, MN is roughly 39% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $80,269 in Minneapolis, MN and $104,321 in San Diego, CA — about 23% higher in San Diego, CA. Minnesota has a top state income tax rate of 9.85% and a 6.875% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$992
$1,737
+75% in San Diego, CA
1 Bedroom
$1,192
$1,883
+58% in San Diego, CA
2 Bedroom
$1,555
$2,348
+51% in San Diego, CA
3 Bedroom
$1,761
$2,818
+60% in San Diego, CA

Buying a Home

Median Home Value
$345,600
$848,500
+146% in San Diego, CA

Income

Median Household Income
$80,269
$104,321
+30% in San Diego, CA
Metro Median Wage (annual)
$59,320
$58,690
+1% in Minneapolis, MN

People & Lifestyle

Median Age
33.0 yr
36.0 yr
+3.0 yr in San Diego, CA
Homeownership
48.0%
47.6%
+0.4 pp in Minneapolis, MN
Bachelor's+ (25+)
54.5%
49.9%
+4.6 pp in Minneapolis, MN
Avg Commute
22.5 min
23.9 min
+1.4 min in San Diego, CA

Crime (per 100k/yr)

Violent Crime
1,167.8
414.1
+65% in Minneapolis, MN
Property Crime
5,182.6
1,693.1
+67% in Minneapolis, MN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
47.4°F
63.6°F
+16.2°F in San Diego, CA
Annual Precipitation
32.8 in
10.3 in
+22.5 in in Minneapolis, MN

Gas

Regular Gasoline
$4.25/gal
$5.91/gal
+39% in San Diego, CA

Area: Minnesota vs California.

Public Transit

Base Fare (one-way)
$2.00
$2.50
+25% in San Diego, CA

Adult base one-way fare — Metro Transit vs MTS (2026).

Utilities

Electricity (¢/kWh)
15.1
33.4
+121% in San Diego, CA
Natural Gas ($/MCF)
$14.33
$20.72
+45% in San Diego, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.14
$4.37
+6% in San Diego, CA
Bread (lb)
$1.79
$2.10
+17% in San Diego, CA
Eggs (doz)
$3.63
$2.25
+38% in Minneapolis, MN
Ground Beef (lb)
$6.97
$7.23
+4% in San Diego, CA
Chicken (lb)
$2.15
$2.14
+1% in Minneapolis, MN
Bananas (lb)
$0.63
$0.74
+18% in San Diego, CA

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MN / CA)
6.875%
7.25%
+0.4 pp in CA
Income Tax (top rate)
9.85%
13.30%
+3.5 pp in CA

Minneapolis vs San Diego — FAQ

Is it cheaper to live in Minneapolis or San Diego?
Minneapolis, MN is cheaper. Its monthly baseline of $1,350 (1BR rent + utilities) runs about 39% below San Diego, CA's $2,210, mainly because of rent.
How much more do you need to earn to live in Minneapolis than in San Diego?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Minneapolis versus $75,000 in San Diego.
Which has lower taxes, Minneapolis or San Diego?
Minneapolis is taxed under Minnesota's rules (a top state income tax rate of 9.85% and a 6.875% state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).