Living Cost Compare
Milwaukee

Wisconsin

$1,030/mo est.

vs
Phoenix

Arizona

$1,430/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Milwaukee, WI versus $1,430 in Phoenix, AZ. Overall, Milwaukee, WI is roughly 28% cheaper to live in day-to-day than Phoenix, AZ, driven mainly by rent.

Median household income is $51,888 in Milwaukee, WI and $77,041 in Phoenix, AZ — about 33% higher in Phoenix, AZ. Wisconsin has a top state income tax rate of 7.65% and a 5% state sales tax; Arizona has a top state income tax rate of 2.50% and a 5.6% state sales tax.

Rent

Studio
$841
$1,127
+34% in Phoenix, AZ
1 Bedroom
$849
$1,253
+48% in Phoenix, AZ
2 Bedroom
$1,031
$1,493
+45% in Phoenix, AZ
3 Bedroom
$1,193
$1,771
+48% in Phoenix, AZ

Buying a Home

Median Home Value
$172,000
$381,900
+122% in Phoenix, AZ

Income

Median Household Income
$51,888
$77,041
+48% in Phoenix, AZ
Metro Median Wage (annual)
$51,160
$51,380
+0% in Phoenix, AZ

People & Lifestyle

Median Age
32.2 yr
34.8 yr
+2.6 yr in Phoenix, AZ
Homeownership
41.5%
57.1%
+15.6 pp in Phoenix, AZ
Bachelor's+ (25+)
26.6%
32.3%
+5.7 pp in Phoenix, AZ
Avg Commute
22.4 min
25.7 min
+3.3 min in Phoenix, AZ

Crime (per 100k/yr)

Violent Crime
1,452.3
799.6
+45% in Milwaukee, WI
Property Crime
2,772.2
2,338.9
+16% in Milwaukee, WI

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
47.9°F
75.1°F
+27.2°F in Phoenix, AZ
Annual Precipitation
34.8 in
8.2 in
+26.6 in in Milwaukee, WI

Gas

Regular Gasoline
$4.35/gal
$5.57/gal
+28% in Phoenix, AZ

Area: Midwest (PADD 2) vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)
$2.25
$2.00
+11% in Milwaukee, WI

Adult base one-way fare — MCTS vs Valley Metro (2026).

Utilities

Electricity (¢/kWh)
18.8
15.6
+17% in Milwaukee, WI
Natural Gas ($/MCF)
$9.48
$19.69
+108% in Phoenix, AZ

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.14
$4.37
+6% in Phoenix, AZ
Bread (lb)
$1.79
$2.10
+17% in Phoenix, AZ
Eggs (doz)
$3.63
$2.25
+38% in Milwaukee, WI
Ground Beef (lb)
$6.97
$7.23
+4% in Phoenix, AZ
Chicken (lb)
$2.15
$2.14
+1% in Milwaukee, WI
Bananas (lb)
$0.63
$0.74
+18% in Phoenix, AZ

Average prices — Midwest vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (WI / AZ)
5%
5.6%
+0.6 pp in AZ
Income Tax (top rate)
7.65%
2.50%
+5.2 pp in WI

Milwaukee vs Phoenix — FAQ

Is it cheaper to live in Milwaukee or Phoenix?
Milwaukee, WI is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 28% below Phoenix, AZ's $1,430, mainly because of rent.
How much more do you need to earn to live in Milwaukee than in Phoenix?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Milwaukee versus $50,000 in Phoenix.
Which has lower taxes, Milwaukee or Phoenix?
Milwaukee is taxed under Wisconsin's rules (a top state income tax rate of 7.65% and a 5% state sales tax); Phoenix under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).