Living Cost Compare
Meridian

Idaho

$1,690/mo est.

vs
San Francisco

California

$2,760/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,690 in Meridian, ID versus $2,760 in San Francisco, CA. Overall, Meridian, ID is roughly 39% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.

Median household income is $98,686 in Meridian, ID and $141,446 in San Francisco, CA — about 30% higher in San Francisco, CA. Idaho has a top state income tax rate of 5.30% and a 6% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,523
$1,560
+2% in San Francisco, CA
1 Bedroom
$1,540
$2,425
+57% in San Francisco, CA
2 Bedroom
$1,489
$2,982
+100% in San Francisco, CA
3 Bedroom
$1,893
$3,269
+73% in San Francisco, CA

Buying a Home

Median Home Value
$485,000
$1,380,500
+185% in San Francisco, CA

Income

Median Household Income
$98,686
$141,446
+43% in San Francisco, CA
Metro Median Wage (annual)
$49,100
$74,260
+51% in San Francisco, CA

People & Lifestyle

Median Age
37.4 yr
39.7 yr
+2.3 yr in San Francisco, CA
Homeownership
76.1%
38.5%
+37.6 pp in Meridian, ID
Bachelor's+ (25+)
44.4%
60.1%
+15.7 pp in San Francisco, CA
Avg Commute
22.3 min
31.2 min
+8.9 min in San Francisco, CA

Crime (per 100k/yr)

Violent Crime
150.3
596.5
+297% in San Francisco, CA
Property Crime
583.5
3,962.2
+579% in San Francisco, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
52.5°F
57.3°F
+4.8°F in San Francisco, CA
Annual Precipitation
11.7 in
23.6 in
+11.9 in in San Francisco, CA

Gas

Regular Gasoline
$4.27/gal
$5.55/gal
+30% in San Francisco, CA

Area: Rocky Mountain (PADD 4) vs San Francisco.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SF Muni (2026).

Utilities

Electricity (¢/kWh)
14.4
34.7
+142% in San Francisco, CA
Natural Gas ($/MCF)
$11.33
$20.33
+79% in San Francisco, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.82
$4.82
about equal
Bread (lb)
$2.04
$2.04
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$7.36
$7.36
about equal
Chicken (lb)
$2.01
$2.01
about equal
Bananas (lb)
$0.70
$0.70
about equal

Average prices — West vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ID / CA)
6%
7.25%
+1.3 pp in CA
Income Tax (top rate)
5.30%
13.30%
+8.0 pp in CA

Meridian vs San Francisco — FAQ

Is it cheaper to live in Meridian or San Francisco?
Meridian, ID is cheaper. Its monthly baseline of $1,690 (1BR rent + utilities) runs about 39% below San Francisco, CA's $2,760, mainly because of rent.
How much more do you need to earn to live in Meridian than in San Francisco?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $62,000 a year in Meridian versus $97,000 in San Francisco.
Which has lower taxes, Meridian or San Francisco?
Meridian is taxed under Idaho's rules (a top state income tax rate of 5.30% and a 6% state sales tax); San Francisco under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).