Living Cost Compare
Memphis

Tennessee

$1,110/mo est.

vs
Pittsburgh

Pennsylvania

$1,300/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,110 in Memphis, TN versus $1,300 in Pittsburgh, PA. Overall, Memphis, TN is roughly 15% cheaper to live in day-to-day than Pittsburgh, PA, driven mainly by rent.

Median household income is $51,211 in Memphis, TN and $64,137 in Pittsburgh, PA — about 20% higher in Pittsburgh, PA. Tennessee has no state income tax and a 7% state sales tax; Pennsylvania has a top state income tax rate of 3.07% and a 6% state sales tax.

Rent

Studio
$877
$1,109
+26% in Pittsburgh, PA
1 Bedroom
$948
$1,079
+14% in Pittsburgh, PA
2 Bedroom
$1,073
$1,269
+18% in Pittsburgh, PA
3 Bedroom
$1,281
$1,450
+13% in Pittsburgh, PA

Buying a Home

Median Home Value
$157,100
$193,200
+23% in Pittsburgh, PA

Income

Median Household Income
$51,211
$64,137
+25% in Pittsburgh, PA
Metro Median Wage (annual)
$46,890
$49,650
+6% in Pittsburgh, PA

People & Lifestyle

Median Age
34.3 yr
33.5 yr
+0.8 yr in Memphis, TN
Homeownership
46.0%
47.2%
+1.2 pp in Pittsburgh, PA
Bachelor's+ (25+)
28.2%
47.8%
+19.6 pp in Pittsburgh, PA
Avg Commute
21.3 min
23.1 min
+1.8 min in Pittsburgh, PA

Crime (per 100k/yr)

Violent Crime
2,507.6
436
+83% in Memphis, TN
Property Crime
6,966.3
2,315.7
+67% in Memphis, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
63.1°F
51.8°F
+11.3°F in Memphis, TN
Annual Precipitation
53.7 in
39.3 in
+14.4 in in Memphis, TN

Gas

Regular Gasoline
$3.94/gal
$3.86/gal
+2% in Memphis, TN

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — MATA vs (2026).

Utilities

Electricity (¢/kWh)
14.5
21.6
+49% in Pittsburgh, PA
Natural Gas ($/MCF)
$16.83
$19.17
+14% in Pittsburgh, PA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Pittsburgh, PA
Bread (lb)
$1.75
$1.92
+10% in Pittsburgh, PA
Eggs (doz)
$2.21
$2.19
+1% in Memphis, TN
Ground Beef (lb)
$6.45
$6.90
+7% in Pittsburgh, PA
Chicken (lb)
$1.90
$2.19
+15% in Pittsburgh, PA
Bananas (lb)
$0.62
$0.69
+12% in Pittsburgh, PA

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TN / PA)
7%
6%
+1.0 pp in TN
Income Tax (top rate)
None
3.07%
+3.1 pp in PA

Memphis vs Pittsburgh — FAQ

Is it cheaper to live in Memphis or Pittsburgh?
Memphis, TN is cheaper. Its monthly baseline of $1,110 (1BR rent + utilities) runs about 15% below Pittsburgh, PA's $1,300, mainly because of rent.
How much more do you need to earn to live in Memphis than in Pittsburgh?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $38,000 a year in Memphis versus $43,000 in Pittsburgh.
Which has lower taxes, Memphis or Pittsburgh?
Memphis is taxed under Tennessee's rules (no state income tax and a 7% state sales tax); Pittsburgh under Pennsylvania's (a top state income tax rate of 3.07% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).