Is it cheaper to live in Manchester or Phoenix?

They're close. Manchester, NH runs about $1,430 a month and Phoenix, AZ about $1,430 (1BR rent + utilities) — within a few percent of each other.

How much more do you need to earn to live in Manchester than in Phoenix?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Manchester versus $50,000 in Phoenix.

Which has lower taxes, Manchester or Phoenix?

Manchester is taxed under New Hampshire's rules (no state income tax and no state sales tax); Phoenix under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Manchester vs Phoenix Cost of Living 2026

Manchester

New Hampshire

$1,430/mo est.

Phoenix

Arizona

$1,430/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,430 in Manchester, NH versus $1,430 in Phoenix, AZ. The two are close overall, within a few percent of each other.

Median household income is $77,415 in Manchester, NH and $77,041 in Phoenix, AZ. New Hampshire has no state income tax and no state sales tax; Arizona has a top state income tax rate of 2.50% and a 5.6% state sales tax.

Manchester, NH

Phoenix, AZ

Rent

Studio

$880

$1,127

+28% in Phoenix, AZ

1 Bedroom

$1,150

$1,253

+9% in Phoenix, AZ

2 Bedroom

$1,593

$1,493

+6% in Manchester, NH

3 Bedroom

$1,661

$1,771

+7% in Phoenix, AZ

Buying a Home

Median Home Value

$336,300

$381,900

+14% in Phoenix, AZ

Income

Median Household Income

$77,415

$77,041

+0% in Manchester, NH

Metro Median Wage (annual)

$56,530

$51,380

+9% in Manchester, NH

People & Lifestyle

Median Age

37.9 yr

34.8 yr

+3.1 yr in Manchester, NH

Homeownership

49.3%

57.1%

+7.8 pp in Phoenix, AZ

Bachelor's+ (25+)

33.5%

32.3%

+1.2 pp in Manchester, NH

Avg Commute

23.8 min

25.7 min

+1.9 min in Phoenix, AZ

Crime (per 100k/yr)

Violent Crime

339.5

799.6

+136% in Phoenix, AZ

Property Crime

1,691.4

2,338.9

+38% in Phoenix, AZ

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

49.2°F

75.1°F

+25.9°F in Phoenix, AZ

Annual Precipitation

44.6 in

8.2 in

+36.4 in in Manchester, NH

Gas

Regular Gasoline

$3.86/gal

$5.09/gal

+32% in Phoenix, AZ

Area: East Coast (PADD 1) vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)

—

$2.00

Adult base one-way fare — — vs Valley Metro (2026).

Utilities

Electricity (¢/kWh)

27.3

15.2

+44% in Manchester, NH

Natural Gas ($/MCF)

$24.53

$22.44

+9% in Manchester, NH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.31

$4.82

+12% in Phoenix, AZ

Bread (lb)

$1.92

$2.04

+6% in Phoenix, AZ

Eggs (doz)

$2.19

about equal

Ground Beef (lb)

$6.90

$7.36

+7% in Phoenix, AZ

Chicken (lb)

$2.19

$2.01

+8% in Manchester, NH

Bananas (lb)

$0.69

$0.70

about equal

Average prices — Northeast vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / AZ)

None

5.6%

+5.6 pp in AZ

Income Tax (top rate)

None

2.50%

+2.5 pp in AZ

Manchester vs Phoenix — FAQ

Is it cheaper to live in Manchester or Phoenix?: They're close. Manchester, NH runs about $1,430 a month and Phoenix, AZ about $1,430 (1BR rent + utilities) — within a few percent of each other.
How much more do you need to earn to live in Manchester than in Phoenix?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Manchester versus $50,000 in Phoenix.
Which has lower taxes, Manchester or Phoenix?: Manchester is taxed under New Hampshire's rules (no state income tax and no state sales tax); Phoenix under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).