Living Cost Compare
Manchester

New Hampshire

$1,430/mo est.

vs
New York City

New York

$2,010/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,430 in Manchester, NH versus $2,010 in New York City, NY. Overall, Manchester, NH is roughly 29% cheaper to live in day-to-day than New York City, NY, driven mainly by rent.

Median household income is $77,415 in Manchester, NH and $79,713 in New York City, NY — about 3% higher in New York City, NY. New Hampshire has no state income tax and no state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$880
$1,633
+86% in New York City, NY
1 Bedroom
$1,150
$1,705
+48% in New York City, NY
2 Bedroom
$1,593
$1,781
+12% in New York City, NY
3 Bedroom
$1,661
$2,065
+24% in New York City, NY

Buying a Home

Median Home Value
$336,300
$751,700
+124% in New York City, NY

Income

Median Household Income
$77,415
$79,713
+3% in New York City, NY
Metro Median Wage (annual)
$56,530
$61,430
+9% in New York City, NY

People & Lifestyle

Median Age
37.9 yr
38.0 yr
+0.1 yr in New York City, NY
Homeownership
49.3%
32.8%
+16.5 pp in Manchester, NH
Bachelor's+ (25+)
33.5%
41.0%
+7.5 pp in New York City, NY
Avg Commute
23.8 min
40.6 min
+16.8 min in New York City, NY

Crime (per 100k/yr)

Violent Crime
339.5
694
+104% in New York City, NY
Property Crime
1,691.4
2,415.4
+43% in New York City, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
49.2°F
55.0°F
+5.8°F in New York City, NY
Annual Precipitation
44.6 in
49.9 in
+5.4 in in New York City, NY

Gas

Regular Gasoline
$3.86/gal
$3.95/gal
+2% in New York City, NY

Area: East Coast (PADD 1) vs New York City.

Public Transit

Base Fare (one-way)
$3.00

Adult base one-way fare — vs MTA (2026).

Utilities

Electricity (¢/kWh)
27.3
29.9
+10% in New York City, NY
Natural Gas ($/MCF)
$24.53
$22.74
+7% in Manchester, NH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.92
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$6.90
about equal
Chicken (lb)
$2.19
$2.19
about equal
Bananas (lb)
$0.69
$0.69
about equal

Average prices — Northeast vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NH / NY)
None
4%
+4.0 pp in NY
Income Tax (top rate)
None
10.90%
+10.9 pp in NY

Manchester vs New York City — FAQ

Is it cheaper to live in Manchester or New York City?
Manchester, NH is cheaper. Its monthly baseline of $1,430 (1BR rent + utilities) runs about 29% below New York City, NY's $2,010, mainly because of rent.
How much more do you need to earn to live in Manchester than in New York City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Manchester versus $68,000 in New York City.
Which has lower taxes, Manchester or New York City?
Manchester is taxed under New Hampshire's rules (no state income tax and no state sales tax); New York City under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).