Is it cheaper to live in Louisville or Wichita?

Wichita, KS is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 11% below Louisville, KY's $1,060, mainly because of rent.

How much more do you need to earn to live in Louisville than in Wichita?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Louisville versus $30,000 in Wichita.

Which has lower taxes, Louisville or Wichita?

Louisville is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Wichita under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Louisville vs Wichita Cost of Living 2026

Louisville

Kentucky

$1,060/mo est.

Wichita

Kansas

$940/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,060 in Louisville, KY versus $940 in Wichita, KS. Overall, Wichita, KS is roughly 11% cheaper to live in day-to-day than Louisville, KY, driven mainly by rent.

Median household income is $64,731 in Louisville, KY and $63,072 in Wichita, KS — about 3% higher in Louisville, KY. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax.

Louisville, KY

Wichita, KS

Rent

Studio

$786

$726

+8% in Louisville, KY

1 Bedroom

$877

$761

+13% in Louisville, KY

2 Bedroom

$1,096

$976

+11% in Louisville, KY

3 Bedroom

$1,299

$1,199

+8% in Louisville, KY

Buying a Home

Median Home Value

$221,500

$179,500

+19% in Louisville, KY

Income

Median Household Income

$64,731

$63,072

+3% in Louisville, KY

Metro Median Wage (annual)

$48,370

$47,630

+2% in Louisville, KY

People & Lifestyle

Median Age

37.7 yr

35.7 yr

+2.0 yr in Louisville, KY

Homeownership

60.6%

58.4%

+2.2 pp in Louisville, KY

Bachelor's+ (25+)

33.4%

30.9%

+2.5 pp in Louisville, KY

Avg Commute

22.7 min

18.9 min

+3.8 min in Louisville, KY

Crime (per 100k/yr)

Violent Crime

763.4

1,238.7

+62% in Wichita, KS

Property Crime

3,536.6

5,284.9

+49% in Wichita, KS

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

58.2°F

57.0°F

+1.2°F in Louisville, KY

Annual Precipitation

44.9 in

32.6 in

+12.3 in in Louisville, KY

Gas

Regular Gasoline

$3.94/gal

about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)

$1.75

—

Adult base one-way fare — TARC vs — (2026).

Utilities

Electricity (¢/kWh)

15.0

15.1

+1% in Wichita, KS

Natural Gas ($/MCF)

$29.48

$25.12

+15% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.31

+8% in Wichita, KS

Bread (lb)

$1.75

$1.66

+5% in Louisville, KY

Eggs (doz)

$2.21

$3.63

+64% in Wichita, KS

Ground Beef (lb)

$6.45

$6.77

+5% in Wichita, KS

Chicken (lb)

$1.90

$2.10

+10% in Wichita, KS

Bananas (lb)

$0.62

about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / KS)

6.5%

+0.5 pp in KS

Income Tax (top rate)

3.50%

5.58%

+2.1 pp in KS

Louisville vs Wichita — FAQ

Is it cheaper to live in Louisville or Wichita?: Wichita, KS is cheaper. Its monthly baseline of $940 (1BR rent + utilities) runs about 11% below Louisville, KY's $1,060, mainly because of rent.
How much more do you need to earn to live in Louisville than in Wichita?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Louisville versus $30,000 in Wichita.
Which has lower taxes, Louisville or Wichita?: Louisville is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Wichita under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).