Living Cost Compare
Louisville

Kentucky

$1,060/mo est.

vs
Portland

Maine

$1,620/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,060 in Louisville, KY versus $1,620 in Portland, ME. Overall, Louisville, KY is roughly 35% cheaper to live in day-to-day than Portland, ME, driven mainly by rent.

Median household income is $64,731 in Louisville, KY and $76,174 in Portland, ME — about 15% higher in Portland, ME. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; Maine has a top state income tax rate of 7.15% and a 5.5% state sales tax.

Rent

Studio
$786
$1,038
+32% in Portland, ME
1 Bedroom
$877
$1,331
+52% in Portland, ME
2 Bedroom
$1,096
$1,664
+52% in Portland, ME
3 Bedroom
$1,299
$1,919
+48% in Portland, ME

Buying a Home

Median Home Value
$221,500
$452,600
+104% in Portland, ME

Income

Median Household Income
$64,731
$76,174
+18% in Portland, ME
Metro Median Wage (annual)
$48,370
$56,960
+18% in Portland, ME

People & Lifestyle

Median Age
37.7 yr
37.5 yr
+0.2 yr in Louisville, KY
Homeownership
60.6%
46.7%
+13.9 pp in Louisville, KY
Bachelor's+ (25+)
33.4%
59.2%
+25.8 pp in Portland, ME
Avg Commute
22.7 min
19.9 min
+2.8 min in Louisville, KY

Crime (per 100k/yr)

Violent Crime
763.4
272.7
+64% in Louisville, KY
Property Crime
3,536.6
2,513.3
+29% in Louisville, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
58.2°F
46.5°F
+11.7°F in Louisville, KY
Annual Precipitation
44.9 in
47.3 in
+2.3 in in Portland, ME

Gas

Regular Gasoline
$3.94/gal
$3.86/gal
+2% in Louisville, KY

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — TARC vs (2026).

Utilities

Electricity (¢/kWh)
15.0
28.6
+91% in Portland, ME
Natural Gas ($/MCF)
$29.48
$21.00
+29% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Portland, ME
Bread (lb)
$1.75
$1.92
+10% in Portland, ME
Eggs (doz)
$2.21
$2.19
+1% in Louisville, KY
Ground Beef (lb)
$6.45
$6.90
+7% in Portland, ME
Chicken (lb)
$1.90
$2.19
+15% in Portland, ME
Bananas (lb)
$0.62
$0.69
+12% in Portland, ME

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / ME)
6%
5.5%
+0.5 pp in KY
Income Tax (top rate)
3.50%
7.15%
+3.7 pp in ME

Louisville vs Portland — FAQ

Is it cheaper to live in Louisville or Portland?
Louisville, KY is cheaper. Its monthly baseline of $1,060 (1BR rent + utilities) runs about 35% below Portland, ME's $1,620, mainly because of rent.
How much more do you need to earn to live in Louisville than in Portland?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Louisville versus $53,000 in Portland.
Which has lower taxes, Louisville or Portland?
Louisville is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Portland under Maine's (a top state income tax rate of 7.15% and a 5.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).