Living Cost Compare
Louisville

Kentucky

$1,070/mo est.

vs
Meridian

Idaho

$1,690/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,070 in Louisville, KY versus $1,690 in Meridian, ID. Overall, Louisville, KY is roughly 37% cheaper to live in day-to-day than Meridian, ID, driven mainly by rent.

Median household income is $64,731 in Louisville, KY and $98,686 in Meridian, ID — about 34% higher in Meridian, ID. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; Idaho has a top state income tax rate of 5.30% and a 6% state sales tax.

Rent

Studio
$786
$1,523
+94% in Meridian, ID
1 Bedroom
$877
$1,540
+76% in Meridian, ID
2 Bedroom
$1,096
$1,489
+36% in Meridian, ID
3 Bedroom
$1,299
$1,893
+46% in Meridian, ID

Buying a Home

Median Home Value
$221,500
$485,000
+119% in Meridian, ID

Income

Median Household Income
$64,731
$98,686
+52% in Meridian, ID
Metro Median Wage (annual)
$48,370
$49,100
+2% in Meridian, ID

People & Lifestyle

Median Age
37.7 yr
37.4 yr
+0.3 yr in Louisville, KY
Homeownership
60.6%
76.1%
+15.5 pp in Meridian, ID
Bachelor's+ (25+)
33.4%
44.4%
+11.0 pp in Meridian, ID
Avg Commute
22.7 min
22.3 min
+0.4 min in Louisville, KY

Crime (per 100k/yr)

Violent Crime
763.4
150.3
+80% in Louisville, KY
Property Crime
3,536.6
583.5
+84% in Louisville, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
58.2°F
52.5°F
+5.7°F in Louisville, KY
Annual Precipitation
44.9 in
11.7 in
+33.2 in in Louisville, KY

Gas

Regular Gasoline
$3.85/gal
$4.27/gal
+11% in Meridian, ID

Area: Midwest (PADD 2) vs Rocky Mountain (PADD 4).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — TARC vs (2026).

Utilities

Electricity (¢/kWh)
14.3
14.4
+1% in Meridian, ID
Natural Gas ($/MCF)
$33.20
$11.33
+66% in Louisville, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in Meridian, ID
Bread (lb)
$1.75
$2.04
+17% in Meridian, ID
Eggs (doz)
$2.21
$2.19
+1% in Louisville, KY
Ground Beef (lb)
$6.45
$7.36
+14% in Meridian, ID
Chicken (lb)
$1.90
$2.01
+6% in Meridian, ID
Bananas (lb)
$0.62
$0.70
+14% in Meridian, ID

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / ID)
6%
6%
about equal
Income Tax (top rate)
3.50%
5.30%
+1.8 pp in ID

Louisville vs Meridian — FAQ

Is it cheaper to live in Louisville or Meridian?
Louisville, KY is cheaper. Its monthly baseline of $1,070 (1BR rent + utilities) runs about 37% below Meridian, ID's $1,690, mainly because of rent.
How much more do you need to earn to live in Louisville than in Meridian?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Louisville versus $62,000 in Meridian.
Which has lower taxes, Louisville or Meridian?
Louisville is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Meridian under Idaho's (a top state income tax rate of 5.30% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).