Living Cost Compare
Little Rock

Arkansas

$1,080/mo est.

vs
San Francisco

California

$2,750/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,080 in Little Rock, AR versus $2,750 in San Francisco, CA. Overall, Little Rock, AR is roughly 61% cheaper to live in day-to-day than San Francisco, CA, driven mainly by rent.

Median household income is $60,583 in Little Rock, AR and $141,446 in San Francisco, CA — about 57% higher in San Francisco, CA. Arkansas has a top state income tax rate of 3.90% and a 6.5% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$981
$1,560
+59% in San Francisco, CA
1 Bedroom
$904
$2,425
+168% in San Francisco, CA
2 Bedroom
$1,064
$2,982
+180% in San Francisco, CA
3 Bedroom
$1,292
$3,269
+153% in San Francisco, CA

Buying a Home

Median Home Value
$221,200
$1,380,500
+524% in San Francisco, CA

Income

Median Household Income
$60,583
$141,446
+133% in San Francisco, CA
Metro Median Wage (annual)
$45,790
$74,260
+62% in San Francisco, CA

People & Lifestyle

Median Age
36.4 yr
39.7 yr
+3.3 yr in San Francisco, CA
Homeownership
54.2%
38.5%
+15.7 pp in Little Rock, AR
Bachelor's+ (25+)
44.0%
60.1%
+16.1 pp in San Francisco, CA
Avg Commute
18.3 min
31.2 min
+12.9 min in San Francisco, CA

Crime (per 100k/yr)

Violent Crime
1,673
596.5
+64% in Little Rock, AR
Property Crime
5,251.5
3,962.2
+25% in Little Rock, AR

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
62.7°F
57.3°F
+5.4°F in Little Rock, AR
Annual Precipitation
49.8 in
23.6 in
+26.1 in in Little Rock, AR

Gas

Regular Gasoline
$3.62/gal
$5.43/gal
+50% in San Francisco, CA

Area: Gulf Coast (PADD 3) vs San Francisco.

Public Transit

Base Fare (one-way)
$2.50

Adult base one-way fare — vs SF Muni (2026).

Utilities

Electricity (¢/kWh)
14.4
33.3
+132% in San Francisco, CA
Natural Gas ($/MCF)
$25.93
$20.72
+20% in Little Rock, AR

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in San Francisco, CA
Bread (lb)
$1.75
$2.04
+17% in San Francisco, CA
Eggs (doz)
$2.21
$2.19
+1% in Little Rock, AR
Ground Beef (lb)
$6.45
$7.36
+14% in San Francisco, CA
Chicken (lb)
$1.90
$2.01
+6% in San Francisco, CA
Bananas (lb)
$0.62
$0.70
+14% in San Francisco, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (AR / CA)
6.5%
7.25%
+0.8 pp in CA
Income Tax (top rate)
3.90%
13.30%
+9.4 pp in CA

Little Rock vs San Francisco — FAQ

Is it cheaper to live in Little Rock or San Francisco?
Little Rock, AR is cheaper. Its monthly baseline of $1,080 (1BR rent + utilities) runs about 61% below San Francisco, CA's $2,750, mainly because of rent.
How much more do you need to earn to live in Little Rock than in San Francisco?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $36,000 a year in Little Rock versus $97,000 in San Francisco.
Which has lower taxes, Little Rock or San Francisco?
Little Rock is taxed under Arkansas's rules (a top state income tax rate of 3.90% and a 6.5% state sales tax); San Francisco under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).